3557 Skylark Loop, Bellingham, WA 98226 Property Records

Whatcom County property record for 3557 Skylark Loop, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,086 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$632,472 (Jan 2023)
Tax Bill	$5,062 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`380316-378426-0000`

Property Details

APN / Parcel Number

Primary APN	`380316-378426-0000`
Alternative APNs	`109197` `562750` `59449`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	2,585 sqft
1st Floor Area	1,096 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	89 sqft
Deck Area	273 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	59449
Street Address	3557 SKYLARK LOOP
City	BELLINGHAM
State	WA
Zip	98226-7946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URMX
Legal Description	TRICKLE CREEK 3 LOT 3
Legal Range	03
Legal Township	38
Legal Section	16
Legal Subdivision	TRICKLE CREEK 3
Legal Block	1
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1041
Census Tract	102

Owner

3557 Skylark Loop is owned and occupied by an individual who bought it in January 2023.

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3557 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jan 19, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jan 19, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE KING CNTY, FIRST AMERICAN TTL KING CNTY
Jul 11, 2019	Warranty Deed, Transfer · Conventional with PMI TRUITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2023 · Amount on File
Deed Sale	Jan 19, 2023 · Amount on File
Prior Sale	Jan 19, 2023 · Amount on File
Deed Document Number	20231140
Prior Transfer Date	Jan 17, 2023
Prior Transfer Doc	0000001148
Record Updated	Sep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 19, 2023
Property Address	3557 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	0000101148
Map Reference	AF 2050702399
Instrument Date	Jan 17, 2023
Instrument	2023-0101148
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 SKYLARK LOOP, BELLINGHAM, WA 98226-7946

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 19, 2023
Property Address	3557 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	0000101140
Instrument Date	Jan 5, 2023
Instrument	2023-0101140
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,363.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 SKYLARK LOOP, BELLINGHAM, WA 98226-7946

Mortgage

Document Number	0000101149
Date	Jan 19, 2023
Instrument	2023-0101149

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jan 19, 2023
Property Address	3557 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	0000101139
Map Reference	AF 2050702399
Instrument Date	Jan 5, 2023
Instrument	2023-0101139
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	FIRST AMERICAN TITLE KING CNTY, FIRST AMERICAN TTL KING CNTY

Transaction

Amount	Amount on Record
Tax	$10,363.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 11, 2019
Property Address	3557 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	2190701125
Instrument Date	Jul 5, 2019
Instrument	701125
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,032.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 SKYLARK LOOP BELLINGHAM WA 982267946, BELLINGHAM, WA 98226-7946

Mortgage

Document Number	2190701126
Date	Jul 11, 2019
Instrument	701126

Lender

Name	TRUITY FCU
Type	Credit Union
Address	BARTLESVILLE, OK 74003

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3557 Skylark Loop was $5,062.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,062.00	$655,549 Land $224,096 Building $431,453	$655,549 Land $224,096 Building $431,453
2022		$566,339 Land $193,600 Building $372,739	$566,339 Land $193,600 Building $372,739
2021	$4,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3557 Skylark Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3557 Skylark Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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