3553 Skylark Loop, Bellingham, WA 98226 Property Records

Whatcom County property record for 3553 Skylark Loop, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,035 sqft · built 2006
Lot Size	0.145 acres (6,321 sqft)
Owner	2 Owner Names on Record
Last Sale	$353,280 (Sep 2006)
Tax Bill	$5,240 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75259`

Property Details

APN / Parcel Number

Primary APN	`75259`
Alternative APNs	`380316 376432 0000` `59445`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,035 sqft Living Area
1st Floor Area	1,094 sqft
2nd Floor Area	941 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,321 sqft (0.145 acres)
Garage Type	Built-in
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	54 sqft
Deck Area	432 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	75259
Street Address	3553 SKYLARK LOOP
City	BELLINGHAM
State	WA
Zip	98226-7946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URMX
Legal Description	TRICKLE CREEK 3 LOT 2
Legal Range	03
Legal Township	38
Legal Section	16
Legal Subdivision	TRICKLE CREEK
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1041
Census Tract	102

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3553 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2006 · Amount on Record
Deed Sale	Sep 15, 2006 · Amount on Record
Prior Sale	Oct 17, 2005 · Amount on Record
Deed Document Number	2060902220
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3553 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	2200604058
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3553 SKYLARK LOOP BELLINGHAM WA 982267946, BELLINGHAM, WA 98226-7946

Mortgage

Document Number	2200604058
Date	Jun 25, 2020
Instrument	604058

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3553 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	2180500153
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3553 SKYLARK LOOP BELLINGHAM WA 982267946, BELLINGHAM, WA 98226-7946

Mortgage

Document Number	2180500153
Date	May 1, 2018
Instrument	500153

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2038

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,240.00 (+26.33%)	$640,737 (+15.75%) Land $224,096 Building $416,641	$640,737 (+15.75%) Land $224,096 Building $416,641
2022		$553,542 Land $193,600 Building $359,942	$553,542 Land $193,600 Building $359,942
2021	$4,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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