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3561 Buckingham Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3561 Buckingham Way, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,794 sqft · built 2013
Lot Size0.475 acres (20,691 sqft)
Owner2 Company Names on Record
Last Sale$640,000 (Dec 2024)
Tax Bill$9,367 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN15-26-30-0700-0001-0470

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-0470
Alternative APNs
  • 263015070000010470
  • 120411

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,794 sqft Living Area
Gross Area3,638 sqft
1st Floor Area2,794 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,691 sqft (0.475 acres)
Garage TypeAttached
Garage Area531 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area312 sqft
PorchFinished/Open Porch
Porch Area1,293 sqft
Deck Area426 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3561 BUCKINGHAM WAY
CitySAINT CLOUD
StateFL
Zip34772-8749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 47
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block470
Legal Lot Number47
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2020
Census Tract43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3561 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8749
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2024 · Amount on Record
Deed SaleDec 17, 2024 · Amount on Record
Prior SaleOct 8, 2013 · Amount on Record
Deed Document Number2024158936
Deed Book / Page6712 / 612
Prior Transfer DateJul 31, 2012
Prior Transfer Doc0043050775
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3561 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8749
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3561 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8749

Mortgage

Document Number0060342446
DateSep 1, 2021
Book Page6034/2446
Instrument2021136006
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,367.00 (+45.54%)$458,414 (+57.52%)$479,300 (+11.23%) Land $100,000 Building $379,300
2024$6,436.00 (+5.51%)
2023$6,100.00 (+3.6%) Homeowner's exemption Disabled Person's exemption$291,019 (+3%)$430,900 (+8.92%) Land $80,000 Building $350,900
2022$5,888.00 Homeowner's exemption Disabled Person's exemption$282,543$395,600 Land $78,000 Building $317,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Xfinity.

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