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3560 Buckingham Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3560 Buckingham Way, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,349 sqft · built 2015
Lot Size0.358 acres (15,594 sqft)
Owner2 Individual Names on Record
Last Sale$338,000 (Feb 2015)
Tax Bill$1,934 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN15-26-30-0700-0001-0130

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-0130
Alternative APNs
  • 263015070000010130
  • 120377

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,349 sqft Living Area
Gross Area4,341 sqft
1st Floor Area2,872 sqft
Upper Floors Area477 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,594 sqft (0.358 acres)
Lot Dimensions130 ft deep x 120 ft wide
Garage TypeAttached
Garage Area714 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area36 sqft
PorchFinished/Open Porch
Porch Area278 sqft
Deck Area578 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address3560 BUCKINGHAM WAY
CitySAINT CLOUD
StateFL
Zip34772-8744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 13
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block130
Legal Lot Number13
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3560 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2015 · Amount on Record
Deed SaleFeb 11, 2015 · Amount on Record
Deed Document Number201520140
Deed Book / Page4734 / 26
Last Transfer DateJan 10, 2022
Transfer Doc0061292342
Record UpdatedSep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 14, 2022
Property Address3560 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8744
Document Number0061292342
Book / Page6129 / 2342
Map ReferenceMB 16 PG 34-41
Instrument DateJan 10, 2022
Instrument2022008055
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3560 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8744

Mortgage

Document Number0061292344
DateJan 14, 2022
Instrument6129/2344
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,934.00 Homeowner's exemption Veteran's exemption$395,840 (+5.99%)$562,400 (+10.71%) Land $100,000 Building $462,400
2024$1,934.00 (+12.97%)
2023$1,712.00 (+9.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$373,481 (+3%)$508,000 (+9.27%) Land $80,000 Building $428,000
2022$1,568.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$362,603$464,900 Land $78,000 Building $386,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Xfinity.

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