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3540 Buckingham Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3540 Buckingham Way, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 4,677 sqft · built 2014
Lot Size0.389 acres (16,944 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Nov 2016)
Tax Bill$7,828 (2025)
Deeds & MortgagesFeb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN15-26-30-0700-0001-0120

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-0120
Alternative APNs
  • 263015070000010120
  • 120376

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,677 sqft Living Area
Gross Area5,473 sqft
1st Floor Area2,793 sqft
Upper Floors Area1,884 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,944 sqft (0.389 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area64 sqft
PorchFinished/Open Porch
Porch Area290 sqft
Deck Area856 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address3540 BUCKINGHAM WAY
CitySAINT CLOUD
StateFL
Zip34772-8744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 12
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block120
Legal Lot Number12
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4417 13TH ST, SAINT CLOUD, FL 34769-6724
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2016 · Amount on Record
Deed SaleNov 14, 2016 · Amount on Record
Prior SaleJul 31, 2015 · Amount on Record
Deed Document Number2016170401
Deed Book / Page5055 / 1348
Last Transfer DateFeb 17, 2020
Transfer Doc0056791509
Record UpdatedJun 8, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 24, 2020
Property Address3540 BUCKINGHAM WAY, SAINT CLOUD, FL 34772-8744
Document Number0056791509
Book / Page005679 / 001509
Instrument DateFeb 17, 2020
Instrument26748
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address52 RILEY RD #359 CELEBRATION FL 347475420, 359, CELEBRATION, FL 34747-5420

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,828.00 (+2.54%) Homeowner's exemption$372,388 (+5.99%)$695,700 (+10.66%) Land $100,000 Building $595,700
2024$7,634.00 (+4.91%)
2023$7,277.00 (+4.67%) Homeowner's exemption$351,354 (+3%)$628,700 (+9.09%) Land $80,000 Building $548,700
2022$6,952.00 Homeowner's exemption$341,121$576,300 Land $78,000 Building $498,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Xfinity.

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