3530 Paper Mill Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3530 Paper Mill Rd, Soquel, CA 95073

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,764 sqft · built 1948
Lot Size0.212 acres (9,235 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (May 2015)
Tax Bill$10,377 (2025)
Deeds & MortgagesJun 2020 Mortgage
Dec 2017 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN030-031-15

Property Details

APN / Parcel Number

Primary APN030-031-15
Alternative APN
  • 030-031-15-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,764 sqft Living Area
Gross Area2,016 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area9,235 sqft (0.212 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
Deck Area296 sqft
Patio Area296 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3530 PAPER MILL RD
CitySOQUEL
StateCA
Zip95073-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1034
Census Tract122001

Owner

Source: Santa Cruz County records · APN 030-031-15

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3530 PAPER MILL RD, SOQUEL, CA 95073-2220
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Dec 18, 2017Quit Claim Deed
FIRSTAMERICAN TITLE COMPANY, FIRSTAMERICAN TITLE CO
Dec 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
DOUGLAS S MCGUIRE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2015 · Amount on Record
Deed SaleMay 14, 2015 · Amount on Record
Prior SaleJan 09, 2009 · Amount on Record
Deed Document Number201518577
Last Transfer DateDec 13, 2017
Transfer Doc0000042750
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3530 PAPER MILL RD, SOQUEL, CA 95073-2220
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021197
DateJun 17, 2020
Instrument2020-0021197
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

December 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 18, 2017
Property Address3530 PAPER MILL RD, SOQUEL, CA 95073-2220
Document Number0000042750
Instrument DateDec 13, 2017
Instrument42750
Record UpdatedJan 24, 2018
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRSTAMERICAN TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3530 PAPER MILL RD SOQUEL CA 950732220, SOQUEL, CA 95073-2220

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3530 PAPER MILL RD, SOQUEL, CA 95073-2220
Document Number0000042751
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address309 HARBOR DR SANTA CRUZ CA 950622611, SANTA CRUZ, CA 95062-2611

Mortgage

Document Number0000042751
DateDec 18, 2017
Instrument42751
Lender
NameDOUGLAS S MCGUIRE
Address309 HARBOR DR, SANTA CRUZ, CA 95062-2611
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$784,568 (+2%) Land $470,741 Building $313,827
2025$10,377.00 (+10.15%) Homeowner's exemption$769,185 (+4.04%) Land $461,511 Building $307,674
2023$9,421.00 (+1.42%) Homeowner's exemption$739,316 Land $443,590 Building $295,726$916,560
2022$9,289.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims25 (1982–2023)
Claims Outside the SFHA2 of 25
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Cruzio Internet
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Etheric Communications, LLC..

Based on FCC filings for 282 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Paper Mill Rd

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