Avery County property record for 356 Sugar Tree Ln, Sugar Mountain, NC 28604
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 3 ba · 1,944 sqft · built 1975 |
| Owner | Individual Name on File |
| Last Sale | $585,000 (Jul 2023) |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 80030 |
| Primary APN | 80030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,944 sqft Heated Area |
| Basement Area | 812 sqft |
| Finished Basement | 812 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Deck Area | 372 sqft |
| Patio Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80030 |
|---|---|
| Street Address | 356 SUGAR TREE LN |
| City | SUGAR MOUNTAIN |
| State | NC |
| Zip | 28604-9629 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | R2 |
| Legal Description | SM WEST HIGHLANDS LOT 36 PLAT 3-27 |
| Legal Subdivision | SM WEST HIGHLANDS |
| Legal Lot Number | 36 3 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 930200 |
356 Sugar Tree Ln, a residential property, is owned by an individual who bought it in July 2023.
Source: Avery County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 906 CHEROKEE PL SW, LENOIR, NC 28645-5804 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on File |
| Deed Sale | Jul 18, 2023 · Amount on File |
| Prior Sale | Apr 8, 2016 · Amount on File |
| Deed Document Number | 0005901177 |
| Deed Book / Page | 590 / 1177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Jul 18, 2023 |
| Property Address | 356 SUGAR TREE LN, BANNER ELK, NC 28604 |
| Document Number | 0000003009 |
| Book / Page | 590 / 1177 |
| Map Reference | MB 3 PG 27 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 2023003009 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 FOX HOLLOW LN, SALISBURY, NC 28146-1807 |
| Name | Verified Name |
|---|---|
| Address | 906 CHEROKEE PL SW, LENOIR, NC 28645-5804 |
| Document Number | 0005901181 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 590/1181 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 356 Sugar Tree Ln was $2,044.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Sugar Mountain Village |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,044.00 | $300,700 Land $45,000 Building $255,700 | $300,700 Land $45,000 Building $255,700 |
| 2023 | $1,144.00 | $286,100 (-) Land $45,000 Building $241,100 | $286,100 (-) Land $45,000 Building $241,100 |
| 2022 | $1,144.00 | $286,100 Land $45,000 Building $241,100 | $286,100 Land $45,000 Building $241,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 356 Sugar Tree Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 16 (1997–2024) |
| Claims Outside the SFHA | 13 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 356 Sugar Tree Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUGAR MOUNTAIN UTILITY private · serves 3,226 people · EPA ID NC0106107 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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