38 Sugar Tree Ln, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 38 Sugar Tree Ln, Sugar Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Lot Size	0.787 acres (34,259 sqft)
Owner	2 Trust Names on File
Last Sale	$75,000 (Feb 2026)
Tax Bill	$306 (2025)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`1857-06-39-8924-00000`

Property Details

APN / Parcel Number

Primary APN	`1857-06-39-8924-00000`
Alternative APN	`66443`

Exterior

Lot Area	34,259 sqft (0.787 acres)

Location & Zoning

Account Number	66443
Street Address	38 SUGAR TREE LN
City	SUGAR MOUNTAIN
State	NC
Zip	28604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SM WEST HIGHLANDS LOT 38PLAT3-27
Legal Subdivision	SM WEST HIGHLANDS
Legal Lot Number	38
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1018
Census Tract	930200

Owner

38 Sugar Tree Ln is held in a trust since February 2026.

Source: Avery County records, as of June 11, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1180 DIANA AVE, NAPLES, FL 34103-4539
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Jul 13, 2016 · Amount on File
Deed Document Number	2026446
Deed Book / Page	617 / 706
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Feb 2, 2026
Property Address	38 SUGAR TREE LN, SUGAR MTN, NC 28604
Document Number	0000000446
Book / Page	617 / 706
Map Reference	MB 3 PG 27
Instrument Date	Jan 29, 2026
Instrument	2026000446
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 DIANA AVE, NAPLES, FL 34103-4539

Tax Assessment & Valuation

The 2025 property tax bill for 38 Sugar Tree Ln was $306.

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Sugar Mountain Village
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$306.00	$45,000 Land $45,000	$45,000 Land $45,000
2023	$180.00	$45,000 Land $45,000	$45,000 Land $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Sugar Tree Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Sugar Tree Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR MOUNTAIN UTILITY private · serves 3,226 people · EPA ID NC0106107
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20