Avery County property record for 348 Sugar Tree Ln, Sugar Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,992 sqft · built 2000 |
| Lot Size | 0.682 acres (29,693 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $385,000 (Feb 2019) |
| Tax Bill | $3,087 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1857-06-39-8700-00000 |
| Primary APN | 1857-06-39-8700-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 3,144 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 29,693 sqft (0.682 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | 444 sqft |
| Patio Area | 444 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 74965 |
|---|---|
| Street Address | 348 SUGAR TREE LN |
| City | SUGAR MOUNTAIN |
| State | NC |
| Zip | 28604-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SM WEST HIGHLANDS LOT 35 PLAT 38-351A |
| Legal Subdivision | SM WEST HIGHLANDS |
| Legal Lot Number | 35 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 930200 |
Source: Avery County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 5271 BLUE CRAB CIR, F5, BOKEELIA, FL 33922-3356 |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 7, 2021 | Intrafamily Transfer, Transfer |
| Feb 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage FINEMARK NAT'L BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2019 · Amount on Record |
| Deed Sale | Feb 8, 2019 · Amount on Record |
| Deed Document Number | 2019597 |
| Deed Book / Page | 528 / 1639 |
| Last Transfer Date | Sep 1, 2021 |
| Transfer Doc | 0000005364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Sep 7, 2021 |
| Property Address | 348 SUGAR TREE LN, SUGAR MOUNTAIN, NC 28604-9629 |
| Document Number | 2021005364 |
| Book / Page | 565 / 1475 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021005364 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5271 BLUE CRAB CIR APT F5, F5, BOKEELIA, FL 33922-3356 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Feb 8, 2019 |
| Property Address | 348 SUGAR TREE LN, SUGAR MOUNTAIN, NC 28604-9629 |
| Document Number | 0005281639 |
| Book / Page | 000528 / 001639 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 597 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 605 ALVA FL 339200605, ALVA, FL 33920-0605 |
| Document Number | 5281644 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 000528/001644 |
| Instrument | 598 |
| Name | FINEMARK NAT'L BK&TR |
|---|---|
| Type | Bank |
| Address | FORT MYERS, FL 33919 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Sugar Mountain Village |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,087.00 (+60.53%) | $454,000 (-) Land $45,000 Building $409,000 | $454,000 (-) Land $45,000 Building $409,000 |
| 2024 | $1,923.00 (+5.89%) | ||
| 2023 | $1,816.00 (-5.56%) | $454,000 (-) Land $45,000 Building $409,000 | $454,000 (-) Land $45,000 Building $409,000 |
| 2022 | $1,923.00 | $454,000 Land $45,000 Building $409,000 | $454,000 Land $45,000 Building $409,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 16 (1997–2024) |
| Claims Outside the SFHA | 13 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUGAR MOUNTAIN UTILITY private · serves 3,226 people · EPA ID NC0106107 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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