356 Shadow Hill Dr, Elgin, IL 60124 Property Records

Kane County property record for 356 Shadow Hill Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,606 sqft · built 2009
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jul 2020)
Tax Bill	$13,317 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-24-477-020`

Property Details

APN / Parcel Number

Primary APN	`05-24-477-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,606 sqft Living Area
Basement Area	1,744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Area	425 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	356 SHADOW HILL DR
City	ELGIN
State	IL
Zip	60124-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 1B LT 107
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	107
Legal Unit	1B
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1010
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	356 SHADOW HILL DR, ELGIN, IL 60124-3815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2020	Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Mar 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Aug 14, 2009 · Amount on Record
Deed Document Number	202039884
Prior Transfer Date	Feb 7, 2017
Prior Transfer Doc	0000011187
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	356 SHADOW HILL DR, ELGIN, IL 60124-3815
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054371
Date	Jul 15, 2021
Instrument	2021K054371

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 22, 2020
Property Address	356 SHADOW HILL DR, ELGIN, IL 60124-3815
Document Number	0000039884
Map Reference	DOC 2005K066187
Instrument Date	Jul 8, 2020
Instrument	2020K039884
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	AMERICAN NATIONAL TITLE SERV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	356 SHADOW HILL DR, ELGIN, IL 60124-3815

Mortgage

Document Number	0000039885
Date	Jul 22, 2020
Instrument	2020K039885

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 2, 2017
Property Address	356 SHADOW HILL DR, ELGIN, IL 60124-3815
Document Number	0000011187
Instrument Date	Feb 7, 2017
Instrument	11187
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	356 SHADOW HILL DR ELGIN IL 601243815, ELGIN, IL 60124-3815
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,317.00 (-1.38%) Homeowner's exemption	$175,712 (+7.79%) Land $29,791 Building $145,921	$527,347 (+7.79%) Land $89,409 Building $437,938
2024		$163,013 (+13.31%) Land $27,638 Building $135,375	$489,235 (+13.36%) Land $82,947 Building $406,288
2022	$13,503.00 (-0.34%) Homeowner's exemption	$143,865 (+3.51%) Land $21,357 Building $122,508	$431,595 (+3.51%) Land $64,071 Building $367,524
2021	$13,549.00 Homeowner's exemption	$138,987 Land $20,633 Building $118,354	$416,961 Land $61,899 Building $355,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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