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345 Shadow Hill Dr, Elgin, IL 60124 Property Records

Kane County property record for 345 Shadow Hill Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,708 sqft · built 2006
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$482,500 (Dec 2024)
Tax Bill$11,126 (2022)
Deeds & MortgagesOct 2025 Mortgage
Jan 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-24-480-005

Property Details

APN / Parcel Number

Primary APN05-24-480-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Building Area2,708 sqft Living Area
Basement Area1,354 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions125 ft deep x 85 ft wide
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area550 sqft Garage
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address345 SHADOW HILL DR
CityELGIN
StateIL
Zip60124-3815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHADOW HILL UNIT 1B LT 187
Legal SubdivisionSHADOW HILL
Legal Block1
Legal Lot Number187
Legal Unit1B
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1011
Census Tract850711

Owner

Source: Kane County records · APN 05-24-480-005

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6534 W MONTROSE AVE, 3W, HARWOOD HEIGHTS, IL 60706-7171
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Jan 29, 2024Deed of Trust, Mortgage · Line of Credit
BMO BANK NA
Jun 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 2024 · Amount on Record
Deed SaleDec 30, 2024 · Amount on Record
Prior SaleMay 20, 2015 · Amount on Record
Deed Document Number202448362
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address345 SHADOW HILL DR, ELGIN, IL 60124-3815
Transaction TypeMortgage
Record UpdatedNov 04, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 SHADOW HILL DR 3W, 3W, ELGIN, IL 60124-3815

Mortgage

Document Number0000042012
DateOct 27, 2025
Instrument2025K042012
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055
Interest
Rate5.99%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address345 SHADOW HILL DR, ELGIN, IL 60124-3815
Transaction TypeMortgage
Record UpdatedFeb 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 SHADOW HILL DR, ELGIN, IL 60124-3815

Mortgage

Document Number0000002822
DateJan 29, 2024
Instrument2024K002822
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 26, 2054
Interest
Rate TypeAdjustable Rate
Rate9.09%
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address345 SHADOW HILL DR, ELGIN, IL 60124-3815
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028577
DateJun 03, 2020
Instrument2020K028577
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$146,383 (+22.39%) Land $29,480 Building $116,903$439,325 (+22.44%) Land $88,475 Building $350,849
2022$11,126.00 (+3.98%) Homeowner's exemption$119,601 (+7.72%) Land $21,357 Building $98,244$358,803 (+7.72%) Land $64,071 Building $294,732
2021$10,700.00 Homeowner's exemption$111,026 Land $20,633 Building $90,393$333,078 Land $61,899 Building $271,179

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 30% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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