Kane County property record for 346 Shadow Hill Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,106 sqft · built 2007 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Aug 2018) |
| Tax Bill | $12,550 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-477-015 |
| Primary APN | 05-24-477-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,106 sqft Living Area |
| Basement Area | 1,562 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 346 SHADOW HILL DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 1B LT 102 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 102 |
| Legal Unit | 1B |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 850711 |
346 Shadow Hill Dr is owned and occupied by an individual who bought it in August 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 346 SHADOW HILL DR, ELGIN, IL 60124-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Sep 7, 2019 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Aug 6, 2018 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Mar 7, 2018 | Deed in Lieu of Foreclosure, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2018 · Amount on File |
| Deed Sale | Aug 6, 2018 · Amount on File |
| Prior Sale | Nov 29, 2007 · Amount on File |
| Deed Document Number | 201837971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 346 SHADOW HILL DR, ELGIN, IL 60124-3815 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000065762 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021K065762 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 346 SHADOW HILL DR, ELGIN, IL 60124-3815 |
| Document Number | 0000042696 |
| Instrument Date | Sep 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Address | 346 SHADOW HILL DR ELGIN IL 601243815, ELGIN, IL 60124-3815 |
| Document Number | 0000042696 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 42696 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 6, 2018 |
| Property Address | 346 SHADOW HILL DR, ELGIN, IL 60124-3815 |
| Document Number | 0000037971 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 37971 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | REAL ESTATE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 SHADOW HILL DR ELGIN IL 601243815, ELGIN, IL 60124-3815 |
| Document Number | 37972 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 37972 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 7, 2018 |
| Property Address | 346 SHADOW HILL DR, ELGIN, IL 60124-3815 |
| Document Number | 0000010406 |
| Instrument Date | Feb 19, 2018 |
| Instrument | 10406 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 346 Shadow Hill Dr was $12,550 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,550.00 Homeowner's exemption | $166,053 (+4.23%) Land $29,791 Building $136,262 | $498,358 (+4.23%) Land $89,409 Building $408,950 |
| 2024 | $159,319 Land $27,638 Building $131,681 | $478,148 Land $82,947 Building $395,201 | |
| 2022 | $11,617.00 (+4%) Homeowner's exemption | $124,608 (+7.76%) Land $21,357 Building $103,251 | $373,824 (+7.76%) Land $64,071 Building $309,753 |
| 2021 | $11,170.00 Homeowner's exemption | $115,633 Land $20,633 Building $95,000 | $346,899 Land $61,899 Building $285,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 346 Shadow Hill Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 346 Shadow Hill Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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