356 Oconee Ave, Westminster, SC 29693 Property Records

Oconee County property record for 356 Oconee Ave, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,670 sqft · built 1999
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Feb 2008)
Tax Bill	$7,772 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`323-01-01-074`

Property Details

APN / Parcel Number

Primary APN	`323-01-01-074`
Alternative APN	`48199`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,670 sqft Living Area
Basement Area	2,447 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Contemporary
Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	81 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	830 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48199
Old Parcel Number	323 01 01 074
Street Address	356 OCONEE AVE
City	WESTMINSTER
State	SC
Zip	29693-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 310 CHICKASAW PT (0.33 AC.)
Legal Subdivision	CHICKASAW PT
Legal Block	1
Legal Lot Number	310
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2004
Census Tract	30901

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	305 BUCKINGHAM FOREST CT, ROSWELL, GA 30075-6312
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA
Aug 12, 2020	Deed of Trust, Mortgage LINCOLN CAP ADVISORS
Sep 19, 2016	Deed of Trust, Mortgage · Conventional Mortgage BRAND BKNG
Aug 15, 2016	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN CAP ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2008 · Amount on Record
Deed Sale	Feb 1, 2008 · Amount on Record
Deed Document Number	0000012312
Deed Book / Page	1642 / 196
Prior Transfer Date	Jan 31, 2008
Prior Transfer Doc	0000012312
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	356 OCONEE AVE, WESTMINSTER, SC 29693-6434
Document Number	0040120312
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BUCKINGHAM FOREST CT ROSWELL GA 300756312, ROSWELL, GA 30075-6312

Mortgage

Document Number	0040120312
Date	Aug 28, 2020
Book Page	004012/000312

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	ATLANTA, GA 30305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2035

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	356 OCONEE AVE, WESTMINSTER, SC 29693-6434
Document Number	0040070044
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	356 OCONEE AVE WESTMINSTER SC 296936434, WESTMINSTER, SC 29693-6434

Mortgage

Document Number	0040070044
Date	Aug 17, 2020
Book Page	004007/000044

Lender

Name	LINCOLN CAP ADVISORS
Type	Funding / Finance Company
Address	ROSWELL, GA 30075

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2035

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	356 OCONEE AVE, WESTMINSTER, SC 29693-6434
Document Number	0000015596
Instrument Date	Sep 19, 2016
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	305 BUCKINGHAM FOREST CT ROSWELL GA 300756312, ROSWELL, GA 30075-6312

Mortgage

Document Number	0000015596
Date	Jun 13, 2017
Book Page	003617/000231
Instrument	15596

Lender

Name	BRAND BKNG
Type	Bank
Address	LAWRENCEVILLE, GA 30046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 12, 2032

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	356 OCONEE AVE, WESTMINSTER, SC 29693-6434
Document Number	0000016290
Instrument Date	Aug 15, 2016
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 OCONEE AVE WESTMINSTER SC 296936434, WESTMINSTER, SC 29693-6434

Mortgage

Document Number	0000016290
Date	Jun 30, 2017
Book Page	003623/000059
Instrument	4987910017

Lender

Name	LINCOLN CAP ADVISORS
Type	Funding / Finance Company
Address	ROSWELL, GA 30075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,772.00	$24,111 (-) Land $3,384 Building $20,727	$602,772 (-) Land $84,600 Building $518,172
2023		$24,111 Land $3,384 Building $20,727	$602,772 Land $84,600 Building $518,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Verizon.

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