345 Oconee Ave, Westminster, SC 29693 Property Records

Oconee County property record for 345 Oconee Ave, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,804 sqft · built 1993
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$702,500 (Oct 2025)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Oct 2025 Sale Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`323-01-01-077`

Property Details

APN / Parcel Number

Primary APN	`323-01-01-077`
Alternative APN	`48202`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
Basement Area	900 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	104 ft deep x 118 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48202
Old Parcel Number	323 01 01 077
Street Address	345 OCONEE AVE
City	WESTMINSTER
State	SC
Zip	29693-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 313 SEC I CHICKASAW POINT (0.28 AC)
Legal Subdivision	CHICKASAW POINT
Legal Block	1
Legal Lot Number	313
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2004
Census Tract	30901

Owner

345 Oconee Ave is owned by a company that bought it in October 2025.

Source: Oconee County records, as of November 19, 2025

Owner of Record	Company Name on File
Mailing Address	508 PINE TREE DR NE, ATLANTA, GA 30305-3443
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed, Transfer
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit SC STATE FCU
Aug 24, 2020	Deed of Trust, Mortgage · VA Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on File
Deed Sale	Oct 31, 2025 · Amount on File
Deed Document Number	5679
Deed Book / Page	3295 / 189
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 31, 2025
Property Address	345 OCONEE AVE, WESTMINSTER, SC 29693-6434
Document Number	0000005679
Book / Page	3295 / 189
Map Reference	MB B549 PG 3
Instrument Date	Oct 30, 2025
Instrument	5679
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Tax	$1,826.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	508 PINE TREE DR NE, ATLANTA, GA 30305-3443

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	345 OCONEE AVE, WESTMINSTER, SC 29693-6434
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000718
Date	Jul 14, 2022
Book Page	4358/38
Instrument	718

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	345 OCONEE AVE, WESTMINSTER, SC 29693-6434
Document Number	0040150260
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	345 OCONEE AVE WESTMINSTER SC 296936434, WESTMINSTER, SC 29693-6434

Mortgage

Document Number	0040150260
Date	Sep 2, 2020
Book Page	004015/000260

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 345 Oconee Ave was $1,325.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,325.00	$12,642 Land $2,549 Building $10,093	$316,049 Land $63,720 Building $252,329
2023		$10,093 Building $10,093	$252,329 Building $252,329

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 345 Oconee Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 Oconee Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Verizon.

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