348 Oconee Ave, Westminster, SC 29693 Property Records

Oconee County property record for 348 Oconee Ave, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 2006
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2019)
Tax Bill	$1,359 (2025)
Deeds & Mortgages	Apr 2023 Reverse Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`323-01-01-118`

Property Details

APN / Parcel Number

Primary APN	`323-01-01-118`
Alternative APN	`48238`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Traditional
Exterior Material	Brick
Roof Material	Shingle
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	176 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48238
Old Parcel Number	323 01 01 118
Street Address	348 OCONEE AVE
City	WESTMINSTER
State	SC
Zip	29693-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 307-A CHICKASAW (.29AC)
Legal Subdivision	CHICKASAW
Legal Block	1
Legal Lot Number	307
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2004
Census Tract	30901

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	348 OCONEE AVE, WESTMINSTER, SC 29693-6434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Reverse Mortgage ALL WESTERN MORTGAGE
Jul 3, 2019	Reverse Mortgage, Transfer · FHA Mortgage ALPHA MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Feb 26, 2007
Deed Document Number	0024800319
Deed Book / Page	002480 / 000319
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	348 OCONEE AVE, WESTMINSTER, SC 29693-6434
Transaction Type	Mortgage
Record Updated	Apr 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 OCONEE AVE, WESTMINSTER, SC 29693-6434

Mortgage

Document Number	0000013044
Date	Apr 11, 2023
Book Page	4437/36
Instrument	13044

Lender

Name	ALL WESTERN MORTGAGE
Address	LAS VEGAS, NV 89113

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.2%

July 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	OCONEE SC
Recording Date	Jul 3, 2019
Property Address	348 OCONEE AVE, WESTMINSTER, SC 29693-6434
Document Number	0024800319
Book / Page	002480 / 000319
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,387.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 OCONEE AVE WESTMINSTER SC 296936434, WESTMINSTER, SC 29693-6434

Mortgage

Document Number	38460318
Date	Jul 3, 2019
Book Page	003846/000318

Lender

Name	ALPHA MTG CORP
Address	WILMINGTON, NC 28403

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.7%

Mortgage

Document Number	38460336,
Date	Jul 3, 2019
Book Page	003846/000336

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.7%

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,359.00	$14,959 (-) Land $3,456 Building $11,503	$373,985 (-) Land $86,400 Building $287,585
2023		$14,959 Land $3,456 Building $11,503	$373,985 Land $86,400 Building $287,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Verizon.

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