356 Mount Smith Ests, Cocolalla, ID 83813 Property Records

Bonner County property record for 356 Mount Smith Ests, Cocolalla, ID 83813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,290 sqft · built 2002
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Dec 2009)
Tax Bill	$4,113 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RP017140000040A`

Property Details

APN / Parcel Number

Primary APN	`RP017140000040A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,290 sqft Finished Area
1st Floor Area	3,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	1,640 sqft
Parking Spaces	6 Parking Spaces
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	356 MOUNT SMITH ESTS
City	COCOLALLA
State	ID
Zip	83813-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	20-55N-2W BERRY HILL ESTATES LOT 4
Legal Range	02W
Legal Township	55N
Legal Section	20
Legal Subdivision	BERRY HILL ESTATES
Legal Lot Number	4
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	3
Census Block	3008
Census Tract	950802

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17245 GLACIER HWY, JUNEAU, AK 99801-8365
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Nov 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2009 · Amount on Record
Deed Sale	Dec 22, 2009 · Amount on Record
Deed Document Number	2009785156
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	356 MOUNT SMITH ESTS, COCOLALLA, ID 83813-6002
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	EMPIRE TITLE N LLC, EMPIRE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000977048
Date	Feb 24, 2021
Instrument	977048

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	356 MOUNTAIN SMITH ESTS, COCOLALLA, ID 83813-6002
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	KOOTENAI COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000930773
Date	Nov 9, 2018
Instrument	930773

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	356 MOUNTAIN SMITH ESTS, COCOLALLA, ID 83813-6002
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001007902
Date	Jul 5, 2022
Instrument	1007902

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 4, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,113.00	$932,475 (-) Land $250,498 Building $681,977	$932,475 (-) Land $250,498 Building $681,977
2025	$4,113.00 (+27.73%)	$932,475 (+36.66%) Land $250,498 Building $681,977	$932,475 (+36.66%) Land $250,498 Building $681,977
2023	$3,220.00	$682,334 Land $215,248 Building $467,086	$682,334 Land $215,248 Building $467,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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