245 Mount Smith Ests, Cocolalla, ID 83813 Property Records

Bonner County property record for 245 Mount Smith Ests, Cocolalla, ID 83813

Property Summary

Property Type	Residential Vacant Land
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$878 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`RP017140000010A`

Property Details

APN / Parcel Number

Primary APN	`RP017140000010A`

Exterior

Architectural Style	Multi-Family
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	245 MOUNT SMITH ESTS
City	COCOLALLA
State	ID
Zip	83813-6023
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-10
Legal Description	20-55N-2W BERRY HILL ESTATES LOT 1
Legal Range	02W
Legal Township	55N
Legal Section	20
Legal Subdivision	BERRY HILL ESTATES
Legal Lot Number	1
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	3
Census Block	3008
Census Tract	950802

Owner

Source: Bonner County records · APN RP017140000010A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1878 MOON SHADOW RD, BONNERS FERRY, ID 83805-5432
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Aug 13, 2021	Warranty Deed, Transfer NOT AVAILABLE, TITLEONE SANDPOINT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2023
Deed Sale	Aug 30, 2023
Prior Sale	Aug 29, 2023 · Amount on Record
Deed Document Number	20231024650
Prior Transfer Date	Aug 23, 2023
Prior Transfer Doc	0001024671
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 29, 2023
Property Address	245 MOUNTAIN SMITH ESTS, COCOLALLA, ID 83813-6023
Document Number	0001024630
Map Reference	MB 8 PG 37
Instrument Date	Aug 20, 2023
Instrument	1024630
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1878 MOON SHADOW RD, BONNERS FERRY, ID 83805-5432

Mortgage

Document Number	0001024632
Date	Aug 29, 2023
Instrument	1024632

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 10, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 10, 2028
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	13.1%
Index	5-Year CMT
Max Rate	18.1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 13, 2021
Property Address	245 MOUNTAIN SMITH ESTS, COCOLALLA, ID 83813-6023
Document Number	0000989467
Map Reference	MB 8 PG 37
Instrument Date	Aug 12, 2021
Instrument	989467
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NOT AVAILABLE, TITLEONE SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	19767 E CAPE HORN RD, BAYVIEW, ID 83803-9714

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,498 (-)	$250,498 (-)
2025	$878.00 (+7.86%)	$250,498 (+16.38%) Land $250,498	$250,498 (+16.38%) Land $250,498
2023	$814.00	$215,248 Land $215,248	$215,248 Land $215,248

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 28, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 54% of the US · lower than 84% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mann Holdings Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Newmax, Northwest Fiber.

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mount Smith Ests

Nearby Streets

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