139 Mount Smith Ests, Cocolalla, ID 83813 Property Records

Bonner County property record for 139 Mount Smith Ests, Cocolalla, ID 83813

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,633 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$964,550 (Jul 2026)
Tax Bill	$3,028 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP017140000030A`

Property Details

APN / Parcel Number

Primary APN	`RP017140000030A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,633 sqft Finished Area
1st Floor Area	2,633 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	104 sqft
Parking Spaces	1 Parking Space
Lean-To	300 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	139 MOUNT SMITH ESTS
City	COCOLALLA
State	ID
Zip	83813-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	20-55N-2W BERRY HILL ESTATES LOT 3
Legal Range	02W
Legal Township	55N
Legal Section	20
Legal Subdivision	BERRY HILL ESTATES
Legal Lot Number	3
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	3
Census Block	3008
Census Tract	950802

Owner

139 Mount Smith Ests is owned and occupied by two individuals who bought it in July 2026.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	139 MOUNT SMITH ESTS, COCOLALLA, ID 83813-6014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Apr 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Apr 27, 2021 · Amount on File
Deed Document Number	20261064499
Prior Transfer Date	Oct 26, 2015
Prior Transfer Doc	0000881413
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 15, 2026
Property Address	139 MOUNT SMITH ESTS, COCOLALLA, ID 83813-6014
Document Number	0001064499
Instrument Date	Jul 11, 2026
Instrument	20261064499
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 MOUNT SMITH ESTS, COCOLALLA, ID 83813-6014

Mortgage

Document Number	0001064499,
Date	Jul 15, 2026
Instrument	20261064499

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Apr 27, 2021
Property Address	139 MOUNTAIN SMITH ESTS, COCOLALLA, ID 83813
Document Number	0000981505
Map Reference	MB 8 PG 37
Instrument Date	Apr 22, 2021
Instrument	981505
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 400, COCOLALLA, ID 83813-0400

Mortgage

Document Number	0000981506
Date	Apr 27, 2021
Instrument	981506

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 139 Mount Smith Ests was $3,028 with a homeowner's exemption, up 3% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,028.00 (+2.96%) Homeowner's exemption	$787,544 (-2.13%) Land $250,498 Building $537,046	$787,544 (-2.13%) Land $250,498 Building $537,046
2025	$2,941.00 Homeowner's exemption	$804,663 Land $250,498 Building $554,165	$804,663 Land $250,498 Building $554,165
2023	$2,363.00 Homeowner's exemption	$640,317 Land $215,248 Building $425,069	$640,317 Land $215,248 Building $425,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 139 Mount Smith Ests in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 139 Mount Smith Ests is moderate, ranking above 50% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Intermax Networks, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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