Bristol County and Fall River City property record for 356 Charles St, Fall River, MA 02724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,522 sqft · built 1930 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | Individual Name on File |
| Last Sale | $313,000 (Jan 2021) |
| Tax Bill | $4,624 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0A-02 B:0000 L:0031 |
| Primary APN | FALL M:0A-02 B:0000 L:0031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,522 sqft Living Area |
| Gross Area | 3,593 sqft |
| Basement Area | 1,221 sqft |
| Unfinished Basement | 122 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.279 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 356 CHARLES ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02724-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Lot Number | 31 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 640400 |
Source: Bristol County and Fall River City records · APN FALL M:0A-02 B:0000 L:0031
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 356 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Mar 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 11, 2021 | Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on Record |
| Deed Sale | Jan 11, 2021 · Amount on Record |
| Prior Sale | Jun 26, 2014 |
| Deed Document Number | 2021617 |
| Deed Book / Page | 10395 / 32 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Apr 13, 2026 |
| Property Address | 356 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Document Number | 0000004526 |
| Book / Page | 12027 / 311 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 20264526 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 356 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Document Number | 012027-311, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 12027/311 |
| Instrument | 20264526 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 356 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 011250-115 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 11250/115 |
| Instrument | 3842 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Jan 11, 2021 |
| Property Address | 356 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Document Number | 10395-32 |
| Book / Page | 10395 / 32 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 617 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 356 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Document Number | 618 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 618 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,624.00 (+7.14%) | $403,800 (+7.51%) Land $133,000 Building $270,800 | $459,800 (+15.68%) |
| 2024 | $4,316.00 (+3.95%) | $375,600 (+10.99%) Land $128,000 Building $247,600 | $397,480 |
| 2023 | $4,152.00 | $338,400 Land $109,700 Building $228,700 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 233 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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