Bristol County and Fall River City property record for 278 Charles St, Fall River, MA 02724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,050 sqft · built 2005 |
| Lot Size | 0.142 acres (6,177 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $375,000 (Sep 2021) |
| Tax Bill | $4,643 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FALL M:0A-02 B:0000 L:0045 |
| Primary APN | FALL M:0A-02 B:0000 L:0045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,050 sqft Living Area |
| Gross Area | 4,299 sqft |
| Basement Area | 999 sqft |
| Unfinished Basement | 947 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,177 sqft (0.142 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 278 CHARLES ST |
|---|---|
| City | FALL RIVER |
| State | MA |
| Zip | 02724-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Lot Number | 45 |
| Jurisdiction | FALL RIVER MA |
| Township / Civil Division | FALL RIVER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 640400 |
Source: Bristol County and Fall River City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 41 DONNELLY ST, FALL RIVER, MA 02723-4300 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Apr 10, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Feb 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 24, 2021 | Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK |
| Feb 15, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FALL RIVER FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on Record |
| Deed Sale | Sep 24, 2021 · Amount on Record |
| Deed Document Number | 202122074 |
| Deed Book / Page | 10742 / 194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Apr 10, 2026 |
| Property Address | 278 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Document Number | 0000056564 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202656564 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 278 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Investor | Possibly a Property Investor |
| Document Number | 0000056564, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 202656564 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Apr 10, 2026 |
| Property Address | 278 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Document Number | 0012027-91 |
| Book / Page | 12027 / 91 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 20264486 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 278 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004486, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 12027/91 |
| Instrument | 20264486 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 278 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000055004 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 55004 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 278 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0011458-47 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 11458/47 |
| Instrument | 1376 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 278 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011320-93 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 11320/93 |
| Instrument | 8923 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 278 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 011058-223 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 11058/223 |
| Instrument | 12134 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Recording Date | Sep 24, 2021 |
| Property Address | 278 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Document Number | 10742-194 |
| Book / Page | 10742 / 194 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 22074 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 DONNELLY ST, FALL RIVER, MA 02723-4300 |
| Document Number | 52955 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 52955 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FALL RIVER MA |
| Property Address | 278 CHARLES ST, FALL RIVER, MA 02724-3712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9708-7 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 9708/7 |
| Instrument | 2387 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2039 |
Source: Bristol County and Fall River City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | Fall River City |
| Unified School District | Fall River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,643.00 (+7.06%) | $405,500 (+7.42%) Land $126,400 Building $279,100 | $488,110 (+7.47%) |
| 2024 | $4,337.00 (-1.94%) | $377,500 (+4.72%) Land $121,600 Building $255,900 | $454,195 |
| 2023 | $4,423.00 | $360,500 Land $104,200 Building $256,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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