400 Charles St, Fall River, MA 02724 Property Records

Bristol County and Fall River City property record for 400 Charles St, Fall River, MA 02724

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,263 sqft · built 1925
Lot Size	0.192 acres (8,350 sqft)
Owner	Individual Name on File
Last Sale	$116,500 (Oct 1999)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0A-02 B:0000 L:0028`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0A-02 B:0000 L:0028`
Alternative APN	`M:0A=02 B:0000 L:0028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,263 sqft Living Area
Gross Area	3,509 sqft
Basement Area	1,173 sqft
Unfinished Basement	293 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,350 sqft (0.192 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	400 CHARLES ST
City	FALL RIVER
State	MA
Zip	02724-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Lot Number	28
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3019
Census Tract	640400

Owner

Source: Bristol County and Fall River City records · APN FALL M:0A-02 B:0000 L:0028

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	400 CHARLES ST, FALL RIVER, MA 02724-3712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 1999 · Amount on Record
Deed Sale	Oct 29, 1999 · Amount on Record
Prior Sale	Jul 23, 1992 · Amount on Record
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	400 CHARLES ST, FALL RIVER, MA 02724-3712
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10403-284
Date	Jan 15, 2021
Book Page	10403/284
Instrument	1118

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,833.00 (+7.43%)	$334,800 (+7.83%) Land $128,800 Building $206,000	$421,135 (+25.19%)
2024	$3,568.00 (+3.81%)	$310,500 (+10.85%) Land $123,900 Building $186,600	$336,395
2023	$3,437.00	$280,100 Land $106,200 Building $173,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 233 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.