3559 Towne Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 3559 Towne Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,892 sqft · built 2001
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$655,690 (Aug 2025)
Tax Bill	$4,047 (2024)
Deeds & Mortgages	Oct 2025 Transfer Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-109-030.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-109-030.000-018`
Alternative APNs	`291308109030000034` `1713080109030000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,892 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	2,432 sqft
Attic	Attic
Attic Area	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3559 TOWNE DR
City	CARMEL
State	IN
Zip	46032-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .24, SECTION 8, TOWNSHIP 17, RANGE 3, SHELBORNE GREENE, SECTION 2, LOT 69
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	SHELBORNE GREENE SECTION 2
Legal Lot Number	69
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2029
Census Tract	111103

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3559 TOWNE DR, CARMEL, IN 46032-8536
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer
Aug 26, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 5, 2021	Transfer on Death Deed, Transfer
Jan 30, 2019	Warranty Deed, Transfer ENTERPRISE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	202536150
Last Transfer Date	Oct 17, 2025
Transfer Doc	0000044880
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Oct 20, 2025
Property Address	3559 TOWNE DR, CARMEL, IN 46032-8536
Document Number	0000044880
Map Reference	DOC 9809815035
Instrument Date	Oct 17, 2025
Instrument	2025044880
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3559 TOWNE DR, CARMEL, IN 46032-8536

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 26, 2025
Property Address	3559 TOWNE DR, CARMEL, IN 46032-8536
Document Number	0000036150
Map Reference	DOC 9809815035
Instrument Date	Aug 12, 2025
Instrument	2025036150
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 TOWNE DR, CARMEL, IN 46032-8536

Mortgage

Document Number	0000036151
Date	Aug 26, 2025
Instrument	2025036151

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 5, 2021
Property Address	3559 TOWNE DR, CARMEL, IN 46032-8536
Document Number	0000017566
Map Reference	CAB1SL798 DOC9731166
Instrument Date	Feb 26, 2021
Instrument	2021017566
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3559 TOWNE DR, CARMEL, IN 46032-8536

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 30, 2019
Property Address	3559 TOWNE DR, CARMEL, IN 46032-8536
Document Number	0000003454
Instrument Date	Jan 3, 2019
Instrument	3454
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3559 TOWNE DR CARMEL IN 460328536, CARMEL, IN 46032-8536

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$435,300 (+16.95%) Land $114,500 Building $320,800	$435,300 (+16.95%) Land $114,500 Building $320,800
2024	$4,047.00 (+3.21%)	$372,200 (-) Land $114,500 Building $257,700	$372,200 (-) Land $114,500 Building $257,700
2023	$3,921.00 (+6.46%) Homeowner's exemption	$372,200 (+15.55%) Land $114,500 Building $257,700	$372,200 (+15.55%) Land $114,500 Building $257,700
2022	$3,683.00 Homeowner's exemption	$322,100 Land $74,900 Building $247,200	$322,100 Land $74,900 Building $247,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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