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3555 Towne Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 3555 Towne Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,791 sqft · built 2000
Lot Size0.269 acres (11,761 sqft)
OwnerIndividual Name on File
Tax Bill$4,196 (2024)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-08-109-028.000-018

Property Details

APN / Parcel Number

Primary APN29-13-08-109-028.000-018
Alternative APNs
  • 291308109028000034
  • 1713080109028000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,791 sqft Living Area
1st Floor Area2,325 sqft
AtticAttic
Attic Area466 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2006
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,761 sqft (0.269 acres)
Lot Dimensions141 ft deep x 82 ft wide
Garage TypeAttached
Garage Area466 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1713080109028000
Old Parcel Number291308109028000034
Street Address3555 TOWNE DR
CityCARMEL
StateIN
Zip46032-8536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .27, SECTION 8, TOWNSHIP 17, RANGE 3, SHELBORNE GREENE, SECTION 2, LOT 67
Legal Range03
Legal Township17
Legal Section08
Legal SubdivisionSHELBORNE GREENE SEC 2
Legal Block2
Legal Lot Number67
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2029
Census Tract111103

Owner

3555 Towne Dr is owned and occupied by an individual who acquired it in April 2014.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3555 TOWNE DR, CARMEL, IN 46032-8536
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2014
Deed SaleApr 28, 2014
Prior SaleOct 16, 2006
Deed Document Number2014015339
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3555 TOWNE DR, CARMEL, IN 46032-8536
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018918
DateApr 8, 2020
Instrument2020018918
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
Address80181
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$448,200 (+16.69%) Land $123,700 Building $324,500$448,200 (+16.69%) Land $123,700 Building $324,500
2024$4,196.00 (+2.29%)$384,100 (-0.8%) Land $123,700 Building $260,400$384,100 (-0.8%) Land $123,700 Building $260,400
2023$4,102.00 (+11.26%) Homeowner's exemption$387,200 (+20.06%) Land $123,700 Building $263,500$387,200 (+20.06%) Land $123,700 Building $263,500
2022$3,687.00 Homeowner's exemption$322,500 Land $80,100 Building $242,400$322,500 Land $80,100 Building $242,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3555 Towne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3555 Towne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Xfinity.

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