3556 Towne Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 3556 Towne Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,657 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,151 (2024)
Deeds & Mortgages	Nov 2025 Transfer Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-13-08-109-023.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-08-109-023.000-018`
Alternative APNs	`291308109023000034` `1713080109023000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,657 sqft Living Area
Gross Area	5,321 sqft
1st Floor Area	2,825 sqft
Attic	Attic
Attic Area	768 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	163 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	1,664 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3556 TOWNE DR
City	CARMEL
State	IN
Zip	46032-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .28, SECTION 8, TOWNSHIP 17, RANGE 3, SHELBORNE GREENE, SECTION 2, LOT 62
Legal Range	03
Legal Township	17
Legal Section	08
Legal Subdivision	SHELBORNE GREENE SECTION 2
Legal Lot Number	62
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2024
Census Tract	111103

Owner

3556 Towne Dr is owner-occupied and held in a trust since November 2025.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3556 TOWNE DR, CARMEL, IN 46032-8536
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 8, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025
Deed Sale	Nov 19, 2025
Prior Sale	Jul 25, 2025
Deed Document Number	202550209
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 19, 2025
Property Address	3556 TOWNE DR, CARMEL, IN 46032-8536
Document Number	0000050209
Map Reference	CAB1SL798 DOC9731166
Instrument Date	Nov 19, 2025
Instrument	2025050209
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3556 TOWNE DR, CARMEL, IN 46032-8536

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 8, 2022
Property Address	3556 TOWNE DR, CARMEL, IN 46032-8536
Document Number	0000018143
Map Reference	DOC 9731166
Instrument Date	Apr 7, 2022
Instrument	2022018143
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3556 TOWNE DR, CARMEL, IN 46032-8536

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$515,500 (+14.35%) Land $125,000 Building $390,500	$515,500 (+14.35%) Land $125,000 Building $390,500
2024	$5,151.00 (+5.73%)	$450,800 (-) Land $125,000 Building $325,800	$450,800 (-) Land $125,000 Building $325,800
2023	$4,872.00 (+11.33%) Homeowner's exemption	$450,800 (+17.18%) Land $125,000 Building $325,800	$450,800 (+17.18%) Land $125,000 Building $325,800
2022	$4,376.00 Homeowner's exemption	$384,700 Land $81,800 Building $302,900	$384,700 Land $81,800 Building $302,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3556 Towne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3556 Towne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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