3558 13th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 3558 13th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,440 sqft · built 1977
Lot Size	0.55 acres (23,958 sqft)
Owner	Company Name on File
Last Sale	$255,649 (May 2025)
Tax Bill	$2,644 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-402-0425`

Property Details

APN / Parcel Number

Primary APN	`25-402-0425`
Alternative APNs	`25-00402-0425` `17207`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	40 sqft
Finished Basement	40 sqft
Unfinished Basement	40 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	640 sqft
Driveway	Driveway
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	17207
Street Address	3558 13TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 4, BLK 4
Legal Range	31W
Legal Township	35N
Legal Section	13
Legal Subdivision	VALLEY VIEW FIRST ADDITION
Legal Block	4
Legal Lot Number	4
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1008
Census Tract	31500

Owner

3558 13th Ave SE is owned by a company that bought it in May 2025 and is owner-occupied.

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3558 13TH AVE SE, SAINT CLOUD, MN 56304-9534
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jul 6, 2021	Warranty Deed, Transfer · Commercial Mortgage SENTRY BANK
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage RANDALL STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Mar 11, 2022 · Amount on File
Deed Document Number	2025982729
Prior Transfer Date	May 13, 2025
Prior Transfer Doc	0000982729
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 18, 2022
Property Address	3558 13TH AVE SE, SAINT CLOUD, MN 56304-9534
Document Number	0000939417
Instrument Date	Mar 11, 2022
Instrument	939417
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3558 13TH AVE SE, SAINT CLOUD, MN 56304-9534

Mortgage

Document Number	0000939418
Date	Mar 18, 2022
Instrument	939418

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 6, 2021
Property Address	3558 13TH AVE SE, SAINT CLOUD, MN 56304-9534
Document Number	0000922781
Instrument Date	Jun 25, 2021
Instrument	922781
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	HOME TOWN TITLE LLC, HOME TOWN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3268 OLD STONE CT NE, SAUK RAPIDS, MN 56379-4656

Mortgage

Document Number	0000922782
Date	Jul 6, 2021
Instrument	922782

Lender

Name	SENTRY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 15, 2021
Property Address	3558 13TH AVE SE, SAINT CLOUD, MN 56304-9534
Document Number	0000921366
Instrument Date	Jun 3, 2021
Instrument	921366
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	HOMETOWN TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 732, ALBANY, MN 56307-0732

Mortgage

Document Number	0000921367
Date	Jun 15, 2021
Instrument	921367

Lender

Name	RANDALL STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3558 13th Ave SE was $2,644 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,000 (-5.69%) Land $82,700 Building $230,300	$313,000 (-5.69%) Land $82,700 Building $230,300
2025	$2,644.00	$331,900 Land $82,700 Building $249,200	$331,900 Land $82,700 Building $249,200
2023	$1,722.00	$311,800 Land $76,200 Building $235,600
2021			$311,800 Land $76,200 Building $235,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3558 13th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3558 13th Ave SE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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