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3546 Saddlebrook Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3546 Saddlebrook Dr, Midland, NC 28107 · Last verified May 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,088 sqft Living Area
Lot Size5,401 sqft (0.123 acres)
OccupancyOwner Occupied
Last Sale$217,500 (2018)
Tax Bill$2,207.00 (2023)

Property Details

APN / Parcel Number

Primary APN10021E0175.000000
Alternative APNs
  • 5554 07 2001
  • 124941

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,088 sqft Living Area
Gross Area2,328 sqft Gross Area
1st Floor960 sqft 1st Floor
Stories2 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,401 sqft (0.123 acres)
Depth X Width133 ft x 40 ft Depth x Width
Driveway1 Driveway
Driveway Area640 sqft Driveway
Parking Spaces1 Parking Spaces
Garage TypeMixed Garage
Garage Area240 sqft Garage

Exterior Amenities

FenceFence
Patio Area100 sqft Patio
PorchOpen Porch
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number124941
Street Address3546 SADDLEBROOK DR
CityMIDLAND
StateNC
Zip28107-9547
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 175 FOX CREEK
Legal SubdivisionFOX CRK PH 1 MAP 1
Legal Lot Number175
JurisdictionCABARRUS NC
Minor Civil Division10, MIDLAND
Census Blockgroup1
Census Block1023
Census Tract41603

Owner

Source: Cabarrus County records · APN 10021E0175.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3546 SADDLEBROOK DR, MIDLAND, NC 28107-9547
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
May 12, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SOUTHERN TRUST MORTGAGE LLC
Apr 11, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
DISCOVER BANK
Aug 01, 2018Warranty Deed, Subdivision Related Transfer
NAVY FCU
Feb 07, 2018Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2018 · Amount on Record
Deed SaleAug 01, 2018 · Amount on Record
Deed Doc Number0013118116
Deed Book / Page13118 / 116
Record RefreshedJun 07, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3546 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Transaction TypeMortgage
Record UpdatedSep 01, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3546 SADDLEBROOK DR, MIDLAND, NC 28107-9547

Mortgage

Document Number0016620325
DateAug 24, 2023
Book Page16620/325
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term334 Months
DueJun 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3546 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015164314
DateMay 12, 2021
Book Page15164/314
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3546 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015959317
DateApr 11, 2022
Book Page15959/317
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueApr 07, 2052

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateAug 01, 2018
Property Address3546 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Document Number13118116
Book / Page013118 / 000116
Instrument DateAug 01, 2018
Instrument18988
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$435.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3546 SADDLEBROOK DR MIDLAND NC 281079547, MIDLAND, NC 28107-9547

Mortgage

Document Number13118118
DateAug 01, 2018
Book Page013118/000118
Instrument18989
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueJul 31, 2048

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Recording DateFeb 07, 2018
Property Address3546 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Book / Page012871 / 000249
Instrument DateFeb 02, 2018
Instrument2909
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Mortgage

Document Number12871249
DateFeb 07, 2018
Book Page012871/000249
Instrument2909
Lender
NameSUNTRUST BK
TypeBank
Address4555 MANSELL RD # 100MAI, ALPHARETTA, GA 30022-8277
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,207.00$229,860 Land $42,500 Building $187,360$229,860 Land $42,500 Building $187,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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