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3551 Pawleys Loop S, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3551 Pawleys Loop S, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage2,052 sqft Living Area
Lot Size9,931 sqft (0.228 acres)
OccupancyOwner Occupied
Last Sale$98,000 (2020)
Tax Bill$6,422.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-4020
Alternative APNs
  • 263015070000014020
  • 120766

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,052 sqft Living Area
Gross Area2,762 sqft Gross Area
1st Floor2,052 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,931 sqft (0.228 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area49 sqft Shed
Patio Area1,064 sqft Patio
Porch Area270 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3551 PAWLEYS LOOP S
CitySAINT CLOUD
StateFL
Zip34769-7111
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 402
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block4020
Legal Lot Number402
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3027
Census Tract43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-4020

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3551 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Jan 07, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SIWELL INC
Dec 29, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 29, 2020Quit Claim Deed, Transfer
YOUR TITLE CONNECTION LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Prior SaleMay 13, 2014 · Amount on Record
Deed Doc Number202083925
Deed Book / Page5746 / 102
Last Transfer DateJul 26, 2021
Transfer Doc0060182388
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 09, 2021
Property Address3551 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111
Document Number0060182388
Book / Page6018 / 2388
Map ReferenceMB 16 PG 34-41
Instrument DateJul 26, 2021
Instrument2021122721
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyTHE TITLE STATION INC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3551 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111

Mortgage

Document Number60182390
DateAug 09, 2021
Instrument6018/2390
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3551 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056531228
DateJan 07, 2020
Book Page5653/1228
Instrument2020002400
Lender
NameSIWELL INC
TypeNon-Lending Institution
AddressLUBBOCK, TX 79413
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3551 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3551 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111

Mortgage

Document Number0058591563
DateDec 29, 2020
Book Page5859/1563
Instrument2020175889
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueJan 01, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJun 29, 2020
Property Address3551 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111
Document Number0057460102
Book / Page005746 / 000102
Instrument DateJun 26, 2020
Instrument83925
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyYOUR TITLE CONNECTION LLC

Transaction

AmountAmount Recorded
Tax$686.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3551 PAWLEYS LOOP S ST CLOUD FL 347697111, ST CLOUD, FL 34769-7111

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,581.00 (+2.48%) Homeowner's exemption$309,814 (+5.99%)$342,500 (+9.42%) Land $85,000 Building $257,500
2024$6,422.00 (+5.18%)
2023$6,106.00 (+5.02%) Homeowner's exemption$292,314 (+3%)$313,000 (+10.29%) Land $75,000 Building $238,000
2022$5,814.00 Homeowner's exemption$283,800 Land $70,000 Building $213,800$283,800 Land $70,000 Building $213,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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