3521 Pawleys Loop S, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3521 Pawleys Loop S, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	2,210 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$430,000 (2022)
Tax Bill	$6,982.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`15-26-30-0700-0001-4050`
Alternative APNs	`263015070000014050` `120769`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,210 sqft Living Area
Gross Area	2,994 sqft Gross Area
1st Floor	2,210 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.22 acres)
Depth X Width	120 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch Area	364 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3521 PAWLEYS LOOP S
City	SAINT CLOUD
State	FL
Zip	34769-7111
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 405
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	4050
Legal Lot Number	405
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3027
Census Tract	43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-4050

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3521 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Prior Sale	Oct 15, 2012 · Amount on Record
Deed Doc Number	2022169126
Deed Book / Page	6318 / 2063
Prior Transfer Date	Oct 19, 2012
Prior Transfer Doc	0043410536
Record Refreshed	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 22, 2022
Property Address	3521 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111
Document Number	0063182063
Book / Page	6318 / 2063
Map Reference	MB 16 PG 34
Instrument Date	Nov 21, 2022
Instrument	2022169126
Transaction Type	Transfer
Record Updated	Dec 07, 2022
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2852 LAFAYETTE TRACE DR, 2852, SAINT CLOUD, FL 34772-8719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111

Mortgage

Document Number	0063182065
Date	Nov 22, 2022
Instrument	6318/2065

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,161.00 (+2.56%) Homeowner's exemption Disabled Person's exemption	$347,213 (+5.99%)	$359,300 (+9.68%) Land $85,000 Building $274,300
2024	$6,982.00 (+4.96%)
2023	$6,652.00 (+8.22%) Homeowner's exemption Disabled Person's exemption	$327,600 (+10.68%) Land $75,000 Building $252,600	$327,600 (+10.68%) Land $75,000 Building $252,600
2022	$6,147.00	$296,000 Land $70,000 Building $226,000	$296,000 Land $70,000 Building $226,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.