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3531 Pawleys Loop S, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3531 Pawleys Loop S, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage3,213 sqft Heated Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2019)
Tax Bill$6,509.00 (2025)

Property Details

APN / Parcel Number

Primary APN120768
Alternative APN
  • 152630070000014040

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,213 sqft Heated Area
Gross Area3,918 sqft Gross Area
1st Floor1,627 sqft 1st Floor
Upper Floors1,586 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Depth X Width120 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area647 sqft Garage
PorchOpen Porch
Porch Area58 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number120768
Street Address3531 PAWLEYS LOOP S
CitySAINT CLOUD
StateFL
Zip34769-7111
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 404
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1
Legal Lot Number404
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3027
Census Tract43208

Owner

Source: Osceola County records · APN 120768

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3531 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Sep 18, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Prior SaleJun 07, 2006 · Amount on Record
Deed Doc Number2019120427
Deed Book / Page5591 / 0914
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3531 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3531 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111

Mortgage

Document Number0061521926
DateFeb 17, 2022
Book Page6152/1926
Instrument2022026562
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 18, 2019
Property Address3531 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111
Document Number0055910914
Book / Page5591 / 0914
Map ReferenceMB 16 PG 34-41
Instrument DateSep 13, 2019
Instrument2019120427
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyAMERICAS TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address501 NEPTUNE BAY CIR UNIT 4, 501, SAINT CLOUD, FL 34769-7014

Transferred To (Grantee/Buyer)

NameVerified Name
Address3531 PAWLEYS LOOP S, SAINT CLOUD, FL 34769-7111

Mortgage

Document Number0005591915
DateSep 18, 2019
Instrument5591/915
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,509.00 (+7.8%) Homeowner's exemption$305,787 (+5.99%)$447,200 (+9.45%) Land $85,000 Building $362,200
2023$6,038.00 (+5.06%) Homeowner's exemption$288,515 (+3%)$408,600 (+10.88%) Land $75,000 Building $333,600
2022$5,747.00 Homeowner's exemption$280,112$368,500 Land $70,000 Building $298,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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