355 Trieste Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 355 Trieste Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,448 sqft · built 1989
Lot Size	0.294 acres (12,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$857,500 (Oct 2021)
Tax Bill	$13,712 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`412329258004`

Property Details

APN / Parcel Number

Primary APN	`412329258004`
Alternative APNs	`00952601881105` `10004711613`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,448 sqft Living Area
Gross Area	4,154 sqft
1st Floor Area	3,448 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	12,793 sqft (0.294 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	38 sqft
Porch	Raised Porch
Porch Area	246 sqft
Loading Dock	105 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952601881105
Street Address	355 TRIESTE DR
City	PUNTA GORDA
State	FL
Zip	33950-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC 15 BLK 282 LT 1 550/996 977/956 4020/896 4863/986
Legal Range	23E
Legal Township	41S
Legal Section	29
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	282
Legal Lot Number	1
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2020
Census Tract	10405

Owner

Source: Charlotte County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 S ARLINGTON AVE, ELMHURST, IL 60126-3915
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Document Number	20213013409
Deed Book / Page	4863 / 986
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 25, 2021
Property Address	355 TRIESTE DR, PUNTA GORDA, FL 33950-8050
Document Number	0048630986
Book / Page	4863 / 986
Map Reference	MB 8 PG 20
Instrument Date	Oct 22, 2021
Instrument	3013409
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,002.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6000 CLEVELAND DR, 6000, PUNTA GORDA, FL 33982-2078

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 S ARLINGTON AVE, ELMHURST, IL 60126-3915

Mortgage

Document Number	4863987
Date	Oct 25, 2021
Instrument	4863/987

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	355 TRIESTE DR, PUNTA GORDA, FL 33950-8050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 TRIESTE DR, PUNTA GORDA, FL 33950-8050

Mortgage

Document Number	0046611586
Date	Nov 16, 2020
Book Page	4661/1586
Instrument	2872582

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,712.00 (-8.73%)	$759,671 (-6.32%) Land $267,750 Building $491,921	$759,671 (-1.59%) Land $267,750 Building $491,921
2023	$15,024.00 (+11.13%)	$810,929 (+1%)	$771,953 (+4.71%) Land $305,000 Building $466,953
2022	$13,519.00	$737,208 Land $236,300 Building $500,908	$737,208 Land $236,300 Building $500,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ethx Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Ripple Fiber.

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