319 Trieste Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 319 Trieste Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,517 sqft · built 2021
Lot Size	0.241 acres (10,492 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jun 2019)
Tax Bill	$14,805 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`412329326005`

Property Details

APN / Parcel Number

Primary APN	`412329326005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,517 sqft Living Area
Gross Area	3,464 sqft
1st Floor Area	2,517 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	10,492 sqft (0.241 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	722 sqft
Driveway	Driveway
Driveway Area	1,555 sqft
Parking Spaces	3 Parking Spaces
Pool Area	28 sqft
Porch	Slab
Loading Dock	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	319 TRIESTE DR
City	PUNTA GORDA
State	FL
Zip	33950-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC15 BLK0281 LT 105 1022/1632 1122/158 1022/1632 1042/2113 1074/751 2006/2156 2501/671 2902/628 3456/1450 3499/573 4449/1147
Legal Range	23E
Legal Township	41S
Legal Section	29
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	0281
Legal Lot Number	105
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2020
Census Tract	10405

Owner

319 Trieste Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Charlotte County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	319 TRIESTE DR, PUNTA GORDA, FL 33950-8050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE OZARKS
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Feb 16, 2010 · Amount on File
Deed Document Number	20192718262
Deed Book / Page	4449 / 1147
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	319 TRIESTE DR, PUNTA GORDA, FL 33950-8050
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 TRIESTE DR, PUNTA GORDA, FL 33950-8050

Mortgage

Document Number	0050030844
Date	Jun 16, 2022
Book Page	5003/844
Instrument	3116589

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	319 TRIESTE DR, PUNTA GORDA, FL 33950-8050
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044600680
Date	Jul 15, 2019
Book Page	4460/0680
Instrument	2726202

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	PORT CHARLOTTE, FL 33948

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2039

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	319 TRIESTE DR, PUNTA GORDA, FL 33950-8050
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3053 ASHBURTON AVE, HERNDON, VA 20171-2304

Mortgage

Document Number	0046420613
Date	Oct 6, 2020
Book Page	4642/613
Instrument	2858955

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34698

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	374 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 319 Trieste Dr was $14,805 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,805.00 Homeowner's exemption	$866,412	$866,679 Land $267,750 Building $598,929
2023	$14,006.00 (-1.05%) Homeowner's exemption	$803,416 (-1.39%)	$747,370 (-8.27%) Land $305,000 Building $442,370
2022	$14,155.00 Homeowner's exemption	$814,740 Land $236,300 Building $578,440	$814,740 Land $236,300 Building $578,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Trieste Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Trieste Dr is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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