342 Trieste Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 342 Trieste Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,730 sqft · built 2000
Lot Size	0.704 acres (30,681 sqft)
Owner	Individual Name on Record
Last Sale	$755,000 (Feb 2022)
Tax Bill	$12,303 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`41-23-29-184-006`

Property Details

APN / Parcel Number

Primary APN	`41-23-29-184-006`
Alternative APNs	`0095260-184300-4` `10004711442`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area
Gross Area	3,737 sqft

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Ceramic Tile
Lot Area	30,681 sqft (0.704 acres)
Garage Type	Finished
Garage Area	542 sqft
Driveway	Driveway
Driveway Area	1,666 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	20 sqft
Porch	Porch
Porch Area	465 sqft
Loading Dock	315 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004711442
Old Parcel Number	00952601843004
Street Address	342 TRIESTE DR
City	PUNTA GORDA
State	FL
Zip	33950-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 015 0281 0001 PUNTA GORDA ISLES SEC15 BLK281 LTS 1 & 2 667/150 835/2167-68 928/1298 DC1642/1718-BS 1642/1
Legal Range	23E
Legal Township	41S
Legal Section	29
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	281
Legal Lot Number	1 2
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2020
Census Tract	10405

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	342 TRIESTE DR, PUNTA GORDA, FL 33950-8049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHARLOTTE STATE BANK & TRUST
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit CHARLOTTE STATE BANK & TRUST
Feb 22, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 31, 2018	Loan Modification, Mortgage · Line of Credit BUSEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Sep 15, 1998 · Amount on Record
Deed Document Number	3062255
Deed Book / Page	4931 / 646
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	342 TRIESTE DR, PUNTA GORDA, FL 33950-8049
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 TRIESTE DR, PUNTA GORDA, FL 33950-8049

Mortgage

Document Number	0003256860
Date	Apr 27, 2023
Instrument	3256860

Lender

Name	CHARLOTTE STATE BANK & TRUST
Type	Bank
Address	PORT CHARLOTTE, FL 33953

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	May 1, 2033
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	11.8%
Index	1-Year T-Bill
Margin	3
Max Rate	11.8%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	342 TRIESTE DR, PUNTA GORDA, FL 33950-8049
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 TRIESTE DR, PUNTA GORDA, FL 33950-8049

Mortgage

Document Number	0050141430
Date	Jul 7, 2022
Book Page	5014/1430
Instrument	3125001

Lender

Name	CHARLOTTE STATE BANK & TRUST
Type	Bank
Address	PORT CHARLOTTE, FL 33953

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 22, 2022
Property Address	342 TRIESTE DR, PUNTA GORDA, FL 33950-8049
Document Number	0049310646
Book / Page	4931 / 646
Map Reference	MB 8 PG 20
Instrument Date	Feb 18, 2022
Instrument	3062255
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	636 ROYAL POINCIANA, 636, PUNTA GORDA, FL 33955-1027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 TRIESTE DR, PUNTA GORDA, FL 33950-8049

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLOTTE FL
Property Address	342 TRIESTE DR, PUNTA GORDA, FL 33950-8049
Document Number	0043780816
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	CAPE CORAL TITLE, CAPE CORAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	342 TRIESTE DR PUNTA GORDA FL 339508049, PUNTA GORDA, FL 33950-8049

Mortgage

Document Number	0043780816
Date	Nov 13, 2018
Book Page	004378/000816
Instrument	2661256

Lender

Name	BUSEY BK
Type	Bank
Address	PORT CHARLOTTE, FL 33948

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,303.00 (-18.08%) Homeowner's exemption	$781,358 (-2.93%)	$1,030,495 (+7.97%) Land $549,000 Building $481,495
2023	$15,018.00 (+41.77%) Homeowner's exemption	$804,977 (+44.58%)	$954,384 (+9.83%) Land $515,000 Building $439,384
2022	$10,593.00 Homeowner's exemption	$556,770	$868,928 Land $380,800 Building $488,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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