355 River Rd, Sparta, MI 49345 Property Records

Kent County property record for 355 River Rd, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,279 sqft · built 1987
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on Record
Last Sale	$143,000 (Feb 2021)
Tax Bill	$2,673 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-05-14-328-006`

Property Details

APN / Parcel Number

Primary APN	`41-05-14-328-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,279 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	132 ft deep x 100 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	355 RIVER RD
City	SPARTA
State	MI
Zip	49345-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Description	S 100 FT OF N 233 FT OF THAT PART OF LOT 61 LYING S OF FORMER CL OF GT RR TRACK EX W 165 FT * ISRAEL SMITH'S 2ND ADD
Legal Subdivision	ISRAEL SMITH'S 2ND ADD
Legal Lot Number	61
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2028
Census Tract	10401

Owner

Source: Kent County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	355 RIVER RD, SPARTA, MI 49345-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Feb 20, 2001 · Amount on Record
Deed Document Number	202116682
Prior Transfer Date	Jan 22, 2001
Prior Transfer Doc	5293001105
Record Updated	Sep 20, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Feb 10, 2021
Property Address	355 RIVER RD, SPARTA, MI 49345-1103
Document Number	0000016681
Instrument Date	Jan 25, 2021
Instrument	16681
Transaction Type	Transfer
Record Updated	Apr 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 RIVER RD SPARTA MI 493451103, SPARTA, MI 49345-1103

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 10, 2021
Property Address	355 RIVER RD, SPARTA, MI 49345-1103
Document Number	0000016682
Map Reference	LB 6 PG 24
Instrument Date	Jan 25, 2021
Instrument	20210210-0016682
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,229.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	289 MANZANA CT NW # NW1C, 289, GRAND RAPIDS, MI 49534-8422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 RIVER RD, SPARTA, MI 49345-1103

Mortgage

Document Number	0000016683
Date	Feb 10, 2021
Instrument	20210210-0016683

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,673.00 (+23.52%) Homeowner's exemption	$97,700 (+20.17%)	$195,400 (+20.17%)
2023	$2,164.00 (+61.61%)	$81,300	$162,600
2019	$1,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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