372 River Rd, Sparta, MI 49345 Property Records

Kent County property record for 372 River Rd, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,151 sqft · built 1979
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Feb 2020)
Tax Bill	$3,486 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-05-14-401-014`

Property Details

APN / Parcel Number

Primary APN	`41-05-14-401-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,151 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)
Lot Width	100 ft Width
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	372 RIVER RD
City	SPARTA
State	MI
Zip	49345-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG2
Legal Description	S 100 FT OF N 334 FT OF W 871.20 FT OF W 1/2 SE 1/4 * SEC 14 T9N R12W 2.00 A.
Legal Range	12W
Legal Township	09N
Legal Section	14
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2010
Census Tract	10401

Owner

372 River Rd is owned and occupied by an individual who bought it in February 2020.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	372 RIVER RD, SPARTA, MI 49345-1104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202017791
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	372 RIVER RD, SPARTA, MI 49345-1104
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 RIVER RD, SPARTA, MI 49345-1104

Mortgage

Document Number	0000114220
Date	Oct 19, 2021
Instrument	20211019-0114220

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 28, 2020
Property Address	372 RIVER RD, SPARTA, MI 49345-1104
Document Number	0000017791
Instrument Date	Feb 24, 2020
Instrument	20200228-0017791
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,677.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	372 RIVER RD, 372, SPARTA, MI 49345-1104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3342 HAZELNUT DR NW, GRAND RAPIDS, MI 49504-4680

Mortgage

Document Number	0000017792
Date	Feb 28, 2020
Instrument	20200228-0017792

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 372 River Rd was $3,486.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,000 (+5.16%)	$318,000 (+5.16%)
2025	$3,486.00 Homeowner's exemption	$151,200	$302,400
2023		$126,500	$253,000
2019	$1,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 372 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 372 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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