311 River Rd, Sparta, MI 49345 Property Records

Kent County property record for 311 River Rd, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,222 sqft · built 2007
Lot Size	0.525 acres (22,869 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2019)
Tax Bill	$3,649 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-05-14-329-020`

Property Details

APN / Parcel Number

Primary APN	`41-05-14-329-020`
Alternative APN	`410514329002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,222 sqft Living Area
1st Floor Area	1,222 sqft
Basement Area	1,222 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Lot Area	22,869 sqft (0.525 acres)
Lot Dimensions	297 ft deep x 77 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	311 RIVER RD
City	SPARTA
State	MI
Zip	49345-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR3
Legal Description	410514329020 S 77 FT OF LOT 43 * ISRAEL SMITHS 2ND ADD SPLIT ON 01/20/2006 FROM 41-05-14-329-018;
Legal Subdivision	ISRAEL SMITHS 2ND ADD SPLIT ON 01/20/200
Legal Lot Number	43
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2028
Census Tract	10401

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	311 RIVER RD, SPARTA, MI 49345-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Prior Sale	Mar 18, 2008 · Amount on Record
Deed Document Number	201948199
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jul 5, 2019
Property Address	311 RIVER RD, SPARTA, MI 49345-1103
Document Number	0000048199
Instrument Date	Jun 26, 2019
Instrument	48199
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	STAR TITLE SERVICES, STAR TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,849.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11960 ALDEN PINES DR LOWELL MI 493319783, LOWELL, MI 49331-9783

Mortgage

Document Number	48200
Date	Jul 5, 2019
Instrument	48200

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,300 (+4.95%)	$330,600 (+4.95%)
2025	$3,649.00 (+89.85%) Homeowner's exemption	$157,500 (+19.77%)	$315,000 (+19.77%)
2023		$131,500	$263,000
2019	$1,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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