355 River Bluff Rd, Elgin, IL 60120 Property Records

Kane County property record for 355 River Bluff Rd, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1940
Square Footage	1,352 sqft Living Area
Lot Size	7,458 sqft (0.171 acres)
Occupancy	Owner Occupied
Last Sale	$170,000 (2014)
Tax Bill	$6,917.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-129-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,352 sqft Living Area
Gross Area	2,253 sqft Gross Area
Basement Area	901 sqft Basement
Stories	5 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Lot Area	7,458 sqft (0.171 acres)
Depth X Width	132 ft x 57 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	355 RIVER BLUFF RD
City	ELGIN
State	IL
Zip	60120-2421
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PETERSON & RIPPBERGERS SUB LOT 3
Legal Subdivision	PETERSON&RIPPBERGERS SUB
Legal Block	6
Legal Lot Number	3
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	6
Census Block	6012
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-129-002

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	355 RIVER BLUFF RD, ELGIN, IL 60120-2421
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2014 · Amount on Record
Deed Sale	May 07, 2014 · Amount on Record
Prior Sale	Oct 16, 2003 · Amount on Record
Deed Doc Number	201421588
Last Transfer Date	Jan 12, 2016
Transfer Doc	0000003256
Record Refreshed	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	355 RIVER BLUFF RD, ELGIN, IL 60120-2421
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010728
Date	Apr 06, 2023
Instrument	2023K010728

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 06, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,917.00 (+15.84%) Homeowner's exemption
2024		$90,887 (+21.39%) Land $16,657 Building $74,230	$272,770 (+21.44%) Land $49,991 Building $222,779
2022	$5,971.00 (+4.59%) Homeowner's exemption	$74,869 (+6.96%) Land $13,721 Building $61,148	$224,607 (+6.96%) Land $41,163 Building $183,444
2021	$5,709.00 Homeowner's exemption	$69,997 Land $12,828 Building $57,169	$209,991 Land $38,484 Building $171,507