Kane County property record for 326 River Bluff Rd, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1894 |
| Square Footage | 4,181 sqft Living Area |
| Lot Size | 22,674 sqft (0.521 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $13,631.00 (2025) |
| Primary APN | 06-12-102-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 4,181 sqft Living Area |
| Gross Area | 6,270 sqft Gross Area |
| Basement Area | 2,089 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1894 |
|---|---|
| Effective Year Built | Effective 1894 |
| Construction Type | Frame Construction |
| Lot Area | 22,674 sqft (0.521 acres) |
| Lot Width | 69 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Street Address | 326 RIVER BLUFF RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2422 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NORTH PARK ADDN EAST 69.3 FT OF WEST 346.5 FT D EXCEPT SOUTH 330 FT |
| Legal Subdivision | NORTH PARK ADDN |
| Legal Block | 6 |
| Legal Lot Number | D |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 6 |
| Census Block | 6013 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-102-002
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 326 RIVER BLUFF RD, ELGIN, IL 60120-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Oct 10, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 15, 1995 |
| Transfer Doc | 0000055410 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 10, 2025 |
| Property Address | 326 RIVER BLUFF RD, ELGIN, IL 60120-2422 |
| Document Number | 0000039802 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 2025K039802 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 RIVER BLUFF RD, ELGIN, IL 60120-2422 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 326 RIVER BLUFF RD, ELGIN, IL 60120-2422 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000053534 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021K053534 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,631.00 (-0.57%) Homeowner's exemption | $194,681 (+8.57%) Land $25,714 Building $168,967 | $584,277 (+8.57%) Land $77,173 Building $507,104 |
| 2024 | $13,709.00 (+11.56%) Homeowner's exemption | $179,314 (+21.39%) Land $23,684 Building $155,630 | $538,157 (+21.44%) Land $71,080 Building $467,077 |
| 2022 | $12,288.00 (+4.27%) Homeowner's exemption | $147,713 (+6.96%) Land $19,510 Building $128,203 | $443,139 (+6.96%) Land $58,530 Building $384,609 |
| 2021 | $11,785.00 Homeowner's exemption | $138,101 Land $18,240 Building $119,861 | $414,303 Land $54,720 Building $359,583 |
326 River Bluff Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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