347 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 347 E Millstream Rd, Cream Ridge, NJ 08514 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,256 sqft · built 1965
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jan 1998)
Tax Bill	$9,893 (2025)
Deeds & Mortgages	Mar 2024 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-00059-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`24-00059-0000-00022`
Alternative APN	`240005900022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,256 sqft Living Area
1st Floor Area	2,256 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	108,900 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	347 E MILLSTREAM RD
City	CREAM RIDGE
State	NJ
Zip	08514-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.50 AC
Legal Block	59
Legal Lot Number	22
Jurisdiction	OCEAN NJ
Township / Civil Division	PLUMSTED
Census Block Group	4
Census Block	4007
Census Tract	718000

Owner

Source: Ocean County and Plumsted Township records · APN 24-00059-0000-00022

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	347 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage UTILITIES EMPLOYEES CU
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORP
Jun 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 1998 · Amount on Record
Deed Sale	Jan 23, 1998 · Amount on Record
Deed Document Number	19985441
Deed Book / Page	5543 / 789
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	347 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196430367
Date	Mar 28, 2024
Book Page	19643/367
Instrument	2024022865

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	READING, PA 19610

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Apr 11, 2044

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	347 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ALLSTATES TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174720262
Date	May 15, 2019
Book Page	17472/0262
Instrument	2019045196

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	347 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ALLSTATES TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179150001
Date	Jun 05, 2020
Book Page	17915/1
Instrument	2020057214

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Plumsted Township
Unified School District	Plumsted Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,300 (+91.88%) Land $225,000 Building $316,300	$541,300 (+91.88%) Land $225,000 Building $316,300
2025	$9,893.00 (+12.73%)	$282,100 (-) Land $131,300 Building $150,800	$282,100 (-) Land $131,300 Building $150,800
2024	$8,776.00 (+12.31%)
2023		$282,100 Land $131,300 Building $150,800	$282,100 Land $131,300 Building $150,800
2022	$7,814.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297180004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 75% of New Jersey
Wildfire Likelihood	About 1 in 568 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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