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355 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 355 Central St, Rowley, MA 01969 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,820 sqft · built 1956
Lot Size3.09 acres (134,923 sqft)
Owner2 Company Names on File
Tax Bill$7,917 (2025)
Deeds & MortgagesApr 2024 Transfer
May 2022 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APNROWL M:0021 B:0035 L:0000

Property Details

APN / Parcel Number

Primary APNROWL M:0021 B:0035 L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,820 sqft Living Area
Gross Area4,216 sqft
Basement Area1,708 sqft
Unfinished Basement1,708 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area134,923 sqft (3.09 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address355 CENTRAL ST
CityROWLEY
StateMA
Zip01969-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block35
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1033
Census Tract270100

Owner

Source: Essex County and Rowley Town records · APN ROWL M:0021 B:0035 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address355 CENTRAL ST, ROWLEY, MA 01969-1310
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Quit Claim Deed, Transfer
Quitclaim
May 17, 2022Deed of Trust, Mortgage · Reverse Mortgage
FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 10, 2024
Transfer Doc042070-598
Record UpdatedSep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateApr 16, 2024
Property Address355 CENTRAL ST, ROWLEY, MA 01969-1310
Document Number042070-598
Book / Page42070 / 598
Instrument DateApr 10, 2024
Instrument20240416004360
Transaction TypeTransfer
Record UpdatedMay 03, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 CENTRAL ST, ROWLEY, MA 01969-1310

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address355 CENTRAL ST, ROWLEY, MA 01969-1310
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040938-143
DateMay 17, 2022
Book Page40938/143
Instrument20220517000950
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.66%
IndexOther

Tax Assessment & Valuation

Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,917.00 (+3.8%)$672,600 (+6.71%) Land $324,700 Building $347,900$694,925
2024$7,627.00 (+2.86%)$630,300 (+10.68%) Land $309,200 Building $321,100
2023$7,415.00$569,500 Land $266,300 Building $303,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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