Essex County and Rowley Town property record for 329 Central St, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,137 sqft · built 2000 |
| Lot Size | 1.9 acres (83,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,000 (Apr 2019) |
| Tax Bill | $11,192 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0021 B:0037 L:0000 |
| Primary APN | ROWL M:0021 B:0037 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,137 sqft Living Area |
| Gross Area | 6,930 sqft |
| Basement Area | 425 sqft |
| Unfinished Basement | 425 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 83,087 sqft (1.9 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 329 CENTRAL ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 37 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0021 B:0037 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 329 CENTRAL ST, ROWLEY, MA 01969-1310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Sep 07, 2022 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Jun 16, 2025 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Jun 13, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA |
| Jan 06, 2020 | Quit Claim Deed, Transfer · VA Mortgage LEADER BANK NA |
| Apr 16, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Prior Sale | Nov 15, 2012 · Amount on Record |
| Deed Book / Page | 37442 / 468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 329 CENTRAL ST, ROWLEY, MA 01969-1310 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039670-335 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 39670/335 |
| Instrument | 20210322002320 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 329 CENTRAL ST, ROWLEY, MA 01969-1310 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041175-387 |
|---|---|
| Date | Sep 07, 2022 |
| Book Page | 41175/387 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 329 CENTRAL ST, ROWLEY, MA 01969-1310 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042776-278 |
|---|---|
| Date | Jun 16, 2025 |
| Book Page | 42776/278 |
| Instrument | 20250616002490 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 329 CENTRAL ST, ROWLEY, MA 01969-1310 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35937-307 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 35937/307 |
| Instrument | 304 |
| Name | SANTANDER BANK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jan 06, 2020 |
| Property Address | 329 CENTRAL ST, ROWLEY, MA 01969-1310 |
| Document Number | 38173-240 |
| Book / Page | 38173 / 240 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 20200106001730 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 CENTRAL ST, ROWLEY, MA 01969-1310 |
| Document Number | 38173-242 |
|---|---|
| Date | Jan 06, 2020 |
| Book Page | 38173/242 |
| Instrument | 20200106001740 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Apr 16, 2019 |
| Property Address | 329 CENTRAL ST, ROWLEY, MA 01969-1310 |
| Document Number | 37442-468 |
| Book / Page | 37442 / 468 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 20190416003390 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 CENTRAL ST, ROWLEY, MA 01969-1310 |
| Document Number | 190416003400 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 190416003400 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,192.00 (+1.53%) | $950,900 (+4.38%) Land $309,700 Building $641,200 | $880,460 |
| 2024 | $11,023.00 (+1.17%) | $911,000 (+8.87%) Land $295,000 Building $616,000 | |
| 2023 | $10,895.00 | $836,800 Land $255,600 Building $581,200 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 33 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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