334 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 334 Central St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,072 sqft · built 2004
Lot Size	0.944 acres (41,121 sqft)
Owner	Company Name on Record
Last Sale	$790,000 (May 2021)
Tax Bill	$11,304 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0022 B:0019 L:0001`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0022 B:0019 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,072 sqft Living Area
Gross Area	6,224 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,121 sqft (0.944 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	334 CENTRAL ST
City	ROWLEY
State	MA
Zip	01969-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	19
Legal Lot Number	1
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1037
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16 ESSEX CT, LYNN, MA 01902-3987
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HANSCOM FCU
Jul 20, 2018	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Nov 12, 2004 · Amount on Record
Deed Document Number	2021700
Deed Book / Page	39907 / 110
Prior Transfer Date	May 21, 2021
Prior Transfer Doc	39907-110
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	May 24, 2021
Property Address	334 CENTRAL ST, ROWLEY, MA 01969-1315
Document Number	39907-110
Book / Page	39907 / 110
Instrument Date	May 21, 2021
Instrument	20210524000700
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ESSEX CT, LYNN, MA 01902-3987

Mortgage

Document Number	210524000710
Date	May 24, 2021
Instrument	210524000710

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	334 CENTRAL ST, ROWLEY, MA 01969-1315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36875-428
Date	Jul 20, 2018
Book Page	36875/428
Instrument	180720000930

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	334 CENTRAL ST, ROWLEY, MA 01969-1315
Document Number	37614-7
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	334 CENTRAL ST ROWLEY MA 019691315, ROWLEY, MA 01969-1315

Mortgage

Document Number	37614-7
Date	Jun 25, 2019
Book Page	037614/000007
Instrument	1906252610

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,304.00 (+4.28%)	$935,000 (+1.52%) Land $295,300 Building $639,700	$1,012,092 (+14.09%)
2025	$10,840.00 (+1.8%)	$921,000 (+4.66%) Land $281,300 Building $639,700	$887,110
2024	$10,648.00 (-1.11%)	$880,000 (+6.41%) Land $268,000 Building $612,000
2023	$10,768.00	$827,000 Land $233,100 Building $593,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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