355 Central Ave N, Milaca, MN 56353 Property Records

Mille Lacs County property record for 355 Central Ave N, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1940
Lot Size	0.225 acres (9,799 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Nov 2025)
Tax Bill	$3,108 (2026)
Deeds & Mortgages	Mar 2006 Second Mortgage Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-042-0390`

Property Details

APN / Parcel Number

Primary APN	`21-042-0390`

Interior

Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	9,799 sqft (0.225 acres)
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	160 sqft

Location & Zoning

Street Address	355 CENTRAL AVE N
City	MILACA
State	MN
Zip	56353-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	SECOND ADDITION TO MILACA
Legal Block	13
Legal Lot Number	7
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2022
Census Tract	170500

Owner

Source: Mille Lacs County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	12591 97TH AVE, MILACA, MN 56353-4163
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARIBELLA MORTGAGE LLC
Jan 29, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 5, 2025	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF MILACA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Jul 13, 2015 · Amount on Record
Deed Document Number	2025448710
Last Transfer Date	Jan 15, 2026
Transfer Doc	000A449895
Record Updated	Sep 20, 2026

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	355 CENTRAL AVE N, MILACA, MN 56353-1537
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PREFERRED TITLE/MO INC, PREFERRED TITLE OF MN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000330508
Date	Mar 10, 2006
Instrument	330508

Lender

Name	MARIBELLA MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2021

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 29, 2026
Property Address	355 CENTRAL AVE N, MILACA, MN 56353-1537
Document Number	000A449895
Instrument Date	Jan 15, 2026
Instrument	A449895
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12591 97TH AVE, MILACA, MN 56353-4163

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 5, 2025
Property Address	355 CENTRAL AVE N, MILACA, MN 56353-1537
Document Number	000A448710
Instrument Date	Oct 31, 2025
Instrument	A448710
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12591 97TH AVE, MILACA, MN 56353-4163

Mortgage

Document Number	000A448711
Date	Nov 5, 2025
Instrument	A448711

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,108.00 (+9.59%)
2025	$2,836.00 (+1.5%) Homeowner's exemption	$247,700 (+16.73%) Land $32,000 Building $215,700	$247,700 (+16.73%) Land $32,000 Building $215,700
2023	$2,794.00	$212,200 Land $28,000 Building $184,200	$212,200 Land $28,000 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: East Central Energy.

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