325 Central Ave N, Milaca, MN 56353 Property Records

Mille Lacs County property record for 325 Central Ave N, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,356 sqft · built 1920
Lot Size	0.225 acres (9,799 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2026)
Tax Bill	$2,628 (2026)
Deeds & Mortgages	Jul 2005 Mortgage May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-042-0420`

Property Details

APN / Parcel Number

Primary APN	`21-042-0420`

Interior

Building Area	1,356 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	9,799 sqft (0.225 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	356 sqft

Location & Zoning

Street Address	325 CENTRAL AVE N
City	MILACA
State	MN
Zip	56353-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	SECOND ADDITION TO MILACA
Legal Block	13
Legal Lot Number	10
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2022
Census Tract	170500

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 CENTRAL AVE N, MILACA, MN 56353-1537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERIQUEST MORTGAGE CO
May 19, 2026	Affidavit, Transfer
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Dec 14, 2018	Affidavit, Transfer
Oct 29, 2008	Trustee's Deed, Foreclosure · Conventional Mortgage MIDAMERICA MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	2026451255
Prior Transfer Date	May 20, 2010
Prior Transfer Doc	A362013
Record Updated	Oct 29, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	325 CENTRAL AVE N, MILACA, MN 56353-1537
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	NATIONS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000323719
Date	Jul 11, 2005
Instrument	323719

Lender

Name	AMERIQUEST MORTGAGE CO
Type	Subprime Lender
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	8.99%
Type Change Date	Aug 1, 2007
Change Frequency	Annually
Min Rate At Change	8.99%
Max Rate At Change	10.9%
Index	6-Month LIBOR
Margin	6
Max Rate	14.9%

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	May 19, 2026
Property Address	325 CENTRAL AVE N, MILACA, MN 56353-1537
Document Number	0000451254
Instrument Date	May 19, 2026
Instrument	2026451254
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 WASHINGTON AVE, FORESTON, MN 56330-4102

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 19, 2026
Property Address	325 CENTRAL AVE N, MILACA, MN 56353-1537
Document Number	0000451255
Instrument Date	May 8, 2026
Instrument	2026.451255
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,327.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CENTRAL AVE N, MILACA, MN 56353-1537

Mortgage

Document Number	0000451256,
Date	May 19, 2026
Instrument	2026.451256

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MILLE LACS MN
Recording Date	Dec 14, 2018
Property Address	325 CENTRAL AVE N, MILACA, MN 56353-1537
Document Number	A409542
Instrument Date	Dec 14, 2018
Instrument	A409542
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 WASHINGTON AVE, FORESTON, MN 56330-4102

October 2008: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 29, 2008
Property Address	325 CENTRAL AVE N, MILACA, MN 56353-1537
Document Number	352340
Instrument Date	Sep 23, 2008
Instrument	352340
Transaction Type	Foreclosure
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$183.48
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CENTRAL AVE N, MILACA, MN 56353-1537

Mortgage

Document Number	0000352341
Date	Oct 29, 2008
Instrument	352341

Lender

Name	MIDAMERICA MORTGAGE CORPORATION
Address	MINNEAPOLIS, MN 55428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,628.00 (+11.36%)	$220,400 (+2.42%) Land $36,000 Building $184,400	$220,400 (+2.42%) Land $36,000 Building $184,400
2025	$2,360.00 (+1.29%) Homeowner's exemption	$215,200 (+17.98%) Land $32,000 Building $183,200	$215,200 (+17.98%) Land $32,000 Building $183,200
2023	$2,330.00	$182,400 Land $28,000 Building $154,400	$182,400 Land $28,000 Building $154,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

Nearby Properties on Central Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures