420 Central Ave N, Milaca, MN 56353 Property Records

Mille Lacs County property record for 420 Central Ave N, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	504 sqft · built 1900
Lot Size	0.204 acres (8,908 sqft)
Owner	Individual Name on File
Last Sale	$21,000 (Dec 2014)
Tax Bill	$772 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-042-0130`

Property Details

APN / Parcel Number

Primary APN	`21-042-0130`

Interior

Building Area	504 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,908 sqft (0.204 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	420 CENTRAL AVE N
City	MILACA
State	MN
Zip	56353-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EX S 6 FT
Legal Range	27
Legal Township	38
Legal Section	25
Legal Subdivision	SECOND ADDITION TO MILACA
Legal Block	11
Legal Lot Number	2
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	3
Census Block	3032
Census Tract	170500

Owner

420 Central Ave N is owned and occupied by an individual who bought it in December 2014.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	420 CENTRAL AVE N, MILACA, MN 56353-1540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit BLAZE CREDIT UNION
May 20, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2014 · Amount on File
Deed Sale	Dec 22, 2014 · Amount on File
Prior Sale	May 9, 2014 · Amount on File
Deed Document Number	2014387951
Prior Transfer Date	Feb 1, 2012
Prior Transfer Doc	A371453
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	420 CENTRAL AVE N, MILACA, MN 56353-1540
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	SERVION TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A448392
Date	Oct 17, 2025
Instrument	A448392

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 20, 2020
Property Address	420 CENTRAL AVE N, MILACA, MN 56353-1540
Document Number	A417136
Instrument Date	May 14, 2020
Instrument	A417136
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 CENTRAL AVE N, 420, MILACA, MN 56353-1540

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	420 CENTRAL AVE N, MILACA, MN 56353-1540

Tax Assessment & Valuation

The 2026 property tax bill for 420 Central Ave N was $772.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$772.00	$88,500 (+2.79%) Land $36,000 Building $52,500	$88,500 (+2.79%) Land $36,000 Building $52,500
2025		$86,100 Land $32,000 Building $54,100	$86,100 Land $32,000 Building $54,100
2023	$686.00	$74,900 Land $28,000 Building $46,900	$74,900 Land $28,000 Building $46,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 420 Central Ave N in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Central Ave N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Milaca serves 3,043 people · EPA ID MN1480002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ECE Fiber.

Nearby Properties on Central Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures