3548 Westerham Dr, Clermont, FL 34711 Property Records

Lake County property record for 3548 Westerham Dr, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,765 sqft · built 1997
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Oct 2018)
Tax Bill$4,778 (2024)
Deeds & MortgagesJun 2020 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-23-26-0200-000-40400

Property Details

APN / Parcel Number

Primary APN04-23-26-0200-000-40400
Alternative APNs
  • 262304020000040400
  • 3769007

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,765 sqft Living Area
Gross Area2,192 sqft
1st Floor Area1,545 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3769007
Street Address3548 WESTERHAM DR
CityCLERMONT
StateFL
Zip34711-6943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionCLERMONT BRIGHTON AT KINGS RIDGE PHASE 1 SUB LOT 404 PB 38 PGS 7-8 ORB 5188 PG 1566
Legal Range26E
Legal Township23S
Legal Section4
Legal SubdivisionCLERMONT BRIGHTON AT KINGS RIDGE PHASE 1
Legal Tract0200
Legal Block3
Legal Lot Number404
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group3
Census Block3014
Census Tract31308

Owner

Source: Lake County records · APN 04-23-26-0200-000-40400

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10322 SHADOW WOOD DR, HOUSTON, TX 77043-2940
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Oct 24, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Prior SaleJul 22, 1997 · Amount on Record
Deed Document Number2018124657
Deed Book / Page5188 / 1566
Prior Transfer DateApr 20, 2009
Prior Transfer Doc0037601701
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address3548 WESTERHAM DR, CLERMONT, FL 34711-6943
Document Number0054960642
Instrument DateJun 27, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3548 WESTERHAM DR CLERMONT FL 347116943, CLERMONT, FL 34711-6943

Mortgage

Document Number0054960642
DateJul 01, 2020
Book Page005496/000642
Instrument70283
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJun 30, 2035

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 24, 2018
Property Address3548 WESTERHAM DR, CLERMONT, FL 34711-6943
Document Number0051881566
Book / Page005188 / 001566
Instrument DateOct 16, 2018
Instrument124657
Transaction TypeTransfer
Record UpdatedNov 05, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3548 WESTERHAM DR CLERMONT FL 347116943, CLERMONT, FL 34711-6943

Mortgage

Document Number51881568
DateOct 24, 2018
Book Page005188/001568
Instrument124658
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 23, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$316,911 (-) Land $120,000 Building $196,911$316,911 (-) Land $120,000 Building $196,911
2025$316,911 (+2.37%) Land $120,000 Building $196,911$316,911 (+2.37%) Land $120,000 Building $196,911
2024$4,778.00 (+4.99%)
2023$4,551.00 (+11.49%)$309,559 (+14.84%)$309,559 (+14.84%) Land $120,000 Building $189,559
2022$4,082.00$269,559$269,559 Land $80,000 Building $189,559

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 491 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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