3543 Westerham Dr, Clermont, FL 34711 Property Records

Lake County property record for 3543 Westerham Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,792 sqft · built 1997
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jun 2014)
Tax Bill	$2,055 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-0200-000-45000`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-0200-000-45000`
Alternative APNs	`262304020000045000` `3770781`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3770781
Street Address	3543 WESTERHAM DR
City	CLERMONT
State	FL
Zip	34711-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLERMONT BRIGHTON AT KINGS RIDGE PHASE I SUB LOT 450 PB 38 PGS 7-8 ORB 4487 PG 1862 ORB 5509 PG 1544
Legal Range	26E
Legal Township	23S
Legal Section	4
Legal Subdivision	CLERMONT BRIGHTON AT KINGS RIDGE PHASE I
Legal Tract	0200
Legal Block	3
Legal Lot Number	450
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3007
Census Tract	31308

Owner

Source: Lake County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3543 WESTERHAM DR, CLERMONT, FL 34711-6946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/CTRL FL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2014 · Amount on Record
Deed Sale	Jun 10, 2014 · Amount on Record
Prior Sale	Aug 18, 1997 · Amount on Record
Deed Document Number	201463305
Deed Book / Page	4487 / 1862
Last Transfer Date	Jul 21, 2020
Transfer Doc	0055091544
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3543 WESTERHAM DR, CLERMONT, FL 34711-6946
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3543 WESTERHAM DR, CLERMONT, FL 34711-6946

Mortgage

Document Number	0057461358
Date	Jul 9, 2021
Book Page	5746/1358
Instrument	2021093559

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jul 23, 2020
Property Address	3543 WESTERHAM DR, CLERMONT, FL 34711-6946
Document Number	0055091544
Book / Page	005509 / 001544
Instrument Date	Jul 21, 2020
Instrument	78947
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3543 WESTERHAM DR CLERMONT FL 347116946, CLERMONT, FL 34711-6946

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3543 WESTERHAM DR, CLERMONT, FL 34711-6946
Document Number	0053731499
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3543 WESTERHAM DR CLERMONT FL 347116946, CLERMONT, FL 34711-6946

Mortgage

Document Number	0053731499
Date	Nov 13, 2019
Book Page	005373/001499
Instrument	128834

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3543 WESTERHAM DR, CLERMONT, FL 34711-6946
Document Number	0049531275
Book / Page	004953 / 001275
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3543 WESTERHAM DR CLERMONT FL 347116946, CLERMONT, FL 34711-6946

Mortgage

Document Number	0049531275
Date	Jun 5, 2017
Book Page	004953/001275
Instrument	60244

Lender

Name	FIFTH THIRD BK/CTRL FL
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,960 (+2.89%)	$298,414 (-) Land $100,000 Building $198,414
2025		$166,150 (+5.98%) Land $100,000 Building $66,150	$298,414 (+2.56%) Land $100,000 Building $198,414
2024	$2,055.00 (+2.49%)
2023	$2,005.00 (+3.62%) Homeowner's exemption	$156,770 (+3%)	$290,977 (+11.5%) Land $100,000 Building $190,977
2022	$1,935.00 Homeowner's exemption	$152,210	$260,977 Land $70,000 Building $190,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Westerham Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures