3551 Westerham Dr, Clermont, FL 34711 Property Records

Lake County property record for 3551 Westerham Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,333 sqft · built 1997
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$143,500 (Jul 2016)
Tax Bill	$1,815 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-0200-000-45400`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-0200-000-45400`
Alternative APN	`3770820`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,333 sqft Living Area
1st Floor Area	1,333 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Finished
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3770820
Street Address	3551 WESTERHAM DR
City	CLERMONT
State	FL
Zip	34711-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT BRIGHTON AT KINGS RIDGE PHASE I SUB LOT 454 PB 38 PGS 7-8 ORB 4810 PG 377
Legal Range	26E
Legal Township	23S
Legal Section	04
Legal Subdivision	BRIGHTON
Legal Phase	1
Legal Tract	200
Legal Lot Number	454
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3007
Census Tract	31308

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3551 WESTERHAM DR, CLERMONT, FL 34711-6946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2016 · Amount on Record
Deed Sale	Jul 21, 2016 · Amount on Record
Prior Sale	Mar 12, 2008 · Amount on Record
Deed Document Number	2016075485
Deed Book / Page	4810 / 0377
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3551 WESTERHAM DR, CLERMONT, FL 34711-6946
Document Number	0054330377
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 WESTERHAM DR CLERMONT FL 347116946, CLERMONT, FL 34711-6946

Mortgage

Document Number	0054330377
Date	Mar 4, 2020
Book Page	005433/000377
Instrument	27681

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3551 WESTERHAM DR, CLERMONT, FL 34711-6946
Document Number	0049671905
Book / Page	004967 / 001905
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 WESTERHAM DR CLERMONT FL 347116946, CLERMONT, FL 34711-6946

Mortgage

Document Number	0049671905
Date	Jul 6, 2017
Book Page	004967/001905
Instrument	72017

Lender

Name	SOFI LNDG
Address	HEALDSBURG, CA 95448

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$151,700 (+5.98%) Land $100,000 Building $51,700	$273,228 (+2.14%) Land $100,000 Building $173,228
2024	$1,815.00 (+2.6%)
2023	$1,769.00 (+3.81%) Homeowner's exemption	$143,140 (+2.99%)	$267,498 (+12.63%) Land $100,000 Building $167,498
2022	$1,704.00 Homeowner's exemption	$138,980	$237,498 Land $70,000 Building $167,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Westerham Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures