3538 Saddlebrook Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 3538 Saddlebrook Dr, Midland, NC 28107

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,106 sqft · built 2018
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2020)
Tax Bill	$2,141 (2023)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10021E0173.000000`

Property Details

APN / Parcel Number

Primary APN	`10021E0173.000000`
Alternative APNs	`5554 06 1954` `139796`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,106 sqft Living Area
Gross Area	2,306 sqft
1st Floor Area	1,062 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	129 ft deep x 40 ft wide
Garage Type	Mixed
Garage Area	200 sqft
Driveway	Driveway
Driveway Area	504 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Patio Area	9 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	139796
Street Address	3538 SADDLEBROOK DR
City	MIDLAND
State	NC
Zip	28107-9547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	LT 173 FOX CREEK
Legal Subdivision	FOX CRK PH 1 MAP 1
Legal Lot Number	173
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1023
Census Tract	41603

Owner

Source: Cabarrus County records · APN 10021E0173.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3538 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 30, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	0014432171
Deed Book / Page	14432 / 171
Record Updated	Jun 07, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 21, 2020
Property Address	3538 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Document Number	0014432171
Book / Page	14432 / 171
Map Reference	MB 74 PG 84-88
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1626 DEVONSHIRE LN, 1626, SHOREWOOD, IL 60404-8181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3538 SADDLEBROOK DR, MIDLAND, NC 28107-9547

Mortgage

Document Number	0014432174
Date	Aug 21, 2020
Instrument	14432/174

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 30, 2018
Property Address	3538 SADDLEBROOK DR, MIDLAND, NC 28107-9547
Document Number	1316416
Book / Page	013164 / 000016
Instrument Date	Aug 30, 2018
Instrument	21856
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2018
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$409.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3538 SADDLEBROOK DR MIDLAND NC 281079547, MIDLAND, NC 28107-9547

Mortgage

Document Number	1316418
Date	Aug 30, 2018
Book Page	013164/000018
Instrument	21857

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,141.00	$225,830 Land $42,500 Building $183,330	$225,830 Land $42,500 Building $183,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 289 locations within half a mile of this property.

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