3546 Calle Palmito, Carlsbad, CA 92009 Property Records

San Diego County property record for 3546 Calle Palmito, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,178 sqft · built 2004
Lot Size	0.302 acres (13,155 sqft)
Owner	Company Name on Record
Last Sale	$2,650,000 (Jul 2022)
Tax Bill	$10,532 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`223-680-19-00`

Property Details

APN / Parcel Number

Primary APN	`223-680-19-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,178 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	13,155 sqft (0.302 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3546 CALLE PALMITO
City	CARLSBAD
State	CA
Zip	92009-8958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 19 TR 014617
Legal Subdivision	CARLSBAD COURT
Legal Tract	014617
Legal Block	4
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4015
Census Tract	17109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3546 CALLE PALMITO, CARLSBAD, CA 92009-8958
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 24, 2022	Intrafamily Transfer, Transfer
Oct 24, 2022	Intrafamily Transfer, Transfer
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jul 29, 2022	Grant Deed, Construction Loan · Construction Mortgage HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Oct 29, 2004 · Amount on Record
Deed Document Number	2022310463
Prior Transfer Date	Mar 21, 2005
Prior Transfer Doc	0000283693
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3546 CALLE PALMITO, CARLSBAD, CA 92009-8958
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3546 CALLE PALMITO, CARLSBAD, CA 92009-8958

Mortgage

Document Number	0000016566
Date	Jan 20, 2023
Instrument	2023-0016566

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2022
Property Address	3546 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000409390
Map Reference	MAP 14617
Instrument Date	Sep 23, 2022
Instrument	2022-0409390
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3546 CALLE PALMITO, CARLSBAD, CA 92009-8958

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2022
Property Address	3546 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000409391
Map Reference	MAP 14617
Instrument Date	Sep 23, 2022
Instrument	2022-0409391
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3546 CALLE PALMITO, CARLSBAD, CA 92009-8958

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3546 CALLE PALMITO, CARLSBAD, CA 92009-8958
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053297
Date	Jan 31, 2020
Instrument	2020-0053297

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2022
Property Address	3546 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number	0000310463
Map Reference	MAP 14617
Instrument Date	Jun 29, 2022
Instrument	2022-0310463
Transaction Type	Construction Loan
Record Updated	Aug 5, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5869 MEANDER DR, SAN JOSE, CA 95120-3840

Mortgage

Document Number	0000310464
Date	Jul 29, 2022
Instrument	2022-0310464

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$868,157 (+2%) Land $589,478 Building $278,679
2025	$10,532.00 (+6.57%) Homeowner's exemption	$851,135 (+4.04%) Land $577,920 Building $273,215
2023	$9,883.00 (-7.44%) Homeowner's exemption	$818,086 Land $555,480 Building $262,606
2022	$10,677.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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