3542 Calle Palmito, Carlsbad, CA 92009 Property Records

San Diego County property record for 3542 Calle Palmito, Carlsbad, CA 92009

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 4,714 sqft · built 2004
Lot Size0.337 acres (14,659 sqft)
OwnerCompany Name on File
Last Sale$1,590,000 (Aug 2015)
Tax Bill$21,620 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN223-680-18-00

Property Details

APN / Parcel Number

Primary APN223-680-18-00

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area4,714 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area14,659 sqft (0.337 acres)
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address3542 CALLE PALMITO
CityCARLSBAD
StateCA
Zip92009-8958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-C
Legal DescriptionLOT 18 TR 014617
Legal SubdivisionCARLSBAD COURT
Legal Tract014617
Legal Block4
Legal Lot Number18
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4015
Census Tract17109

Owner

3542 Calle Palmito is owned by a company that acquired it in December 2017 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address3542 CALLE PALMITO, CARLSBAD, CA 92009-8958
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 7, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2015 · Amount on File
Deed SaleAug 12, 2015 · Amount on File
Prior SaleAug 23, 2012 · Amount on File
Deed Document Number2015427146
Last Transfer DateDec 15, 2017
Transfer Doc0000050118
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3542 CALLE PALMITO, CARLSBAD, CA 92009-8958
Transaction TypeMortgage
Record UpdatedAug 13, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3542 CALLE PALMITO, CARLSBAD, CA 92009-8958

Mortgage

Document Number0000553725
DateAug 4, 2021
Instrument2021-0553725
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Type Change DateAug 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.25%
IndexOther
Margin3
Max Rate7.25%

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 7, 2018
Property Address3542 CALLE PALMITO, CARLSBAD, CA 92009-8958
Document Number0000050118
Instrument DateDec 15, 2017
Instrument50118
Transaction TypeTransfer
Record UpdatedFeb 13, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3542 CALLE PALMITO CARLSBAD CA 920098958, CARLSBAD, CA 92009-8958

Tax Assessment & Valuation

The 2025 property tax bill for 3542 Calle Palmito was $21,620 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,919,875 (+2%) Land $1,038,423 Building $881,452
2025$21,620.00 Homeowner's exemption$1,882,231 Land $1,018,062 Building $864,169
2023$20,334.00 (+2.1%) Homeowner's exemption$1,809,143 Land $978,530 Building $830,613
2022$19,915.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3542 Calle Palmito in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3542 Calle Palmito is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLIVENHAIN MWD
serves 86,458 people · EPA ID CA3710029
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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